Nilson Report

Issue 1179 | Jul 2020

FEATURED COMPANIES

Companies featured in this issue include:

Asia-Pacific General Purpose Cards Market Shares in 2019

Asia-Pacific Spending, Transactions, and Cards by Global Brand

Asia-Pacific Market Shares of Purchase Transactions 2007-2019

Second 50 Largest Debit Card Issuers in the U.S.

Europe’s Top 10 Mastercard and Visa Issuers 2019 vs. 2009

Top General Purpose Card Issuers in Europe

Top 50 Credit Card Issuers in Europe

Top 50 Debit Card Issuers in Europe

U.S. Visa and Mastercard Commercial Card Products

Investments & Acquisitions–June 2020

Top General Purpose Card Issuers in Europe

The 50 largest issuers of general purpose credit and debit cards–Visa, Mastercard, Amex, Diners, Maestro, UnionPay, and domestic-only–are ranked on page 8 based on spending for good and services in 2019.

1. Lloyds/MBNA, United Kingdom
$280.83 billion purchase volume
2. Sberbank, Russia
$200.68 billion purchase volume
3. Credit Agricole, France
$183.42 billion purchase volume
4. NatWest, U.K./Ireland
$180.00 billion purchase volume
5. Barclays, United Kingdom
$177.68 billion purchase volume

Full access to the Top General Purpose Card Issuers results in Europe is available when you subscribe to the Nilson Report.

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POSTED JUL 20, 2020 | PRINT

Commercial Bank Cards in the U.S. — Part 2

Please note: Only subscribers can access the charts included with this article.

Purchase volume generated by Mastercard and Visa brand commercial cards issued in the U.S. reached $1.089 trillion last year, up 10.8% over 2018. This was the first year commercial card purchase volume topped the $1-trillion mark. Commercial card products accounted for 19.00% of combined U.S. consumer and commercial card purchase volume of $5.732 trillion, up from 18.68% in 2018.

Small business, corporate T&E, and purchasing/fleet credit products generated $799.97 billion in purchase volume last year. This equaled 26.68% of the $2.999 trillion of combined Mastercard and Visa commercial, small business, and consumer credit card purchase volume, an increase from 25.97% in 2018. 

Commercial debit products, which include prepaid and small business cards, generated $289.20 billion in purchase volume last year. These products accounted for 10.58% of the $2.733 trillion in combined Visa and Mastercard consumer and commercial debit/prepaid purchase volume, essentially unchanged from 10.59% the prior year. 

Small business credit cards accounted for 48.50% of all commercial credit card purchase volume last year, a decline from 49.07% in 2018. Purchasing/fleet card products accounted for 45.66%, an increase from 44.77% the prior year. Corporate T&E cards accounted for 5.84%. This was a decline from 6.17%. 

Commercial Visa cards had a 60.67% market share of combined credit and debit/prepaid card commercial purchase volume versus Mastercard in 2019, a drop from 61.17% in 2018. Visa had a 74.56% share of small business credit card purchase volume (down from 74.97%), a 49.10% share of purchasing/fleet card volume (down from 51.13%), a 58.75% share of corporate T&E card volume (down from 59.77%), and a 56.94% share of debit/prepaid card volume (up from 55.22%). Mastercard picked up market share versus Visa in purchase volume for all credit card categories. 

At Visa, the purchase volume market share of commercial card products was 16.39% of its combined U.S. region commercial, small business, and consumer credit and debit/prepaid purchase volume, an increase from 16.14% in 2018. Commercial credit cards accounted for 23.75% of Visa’s U.S. credit card purchase volume, an increase from 23.28% in 2018. Commercial debit/prepaid cards accounted for 8.48% of Visa’s U.S. debit/prepaid purchase volume, up from 8.24% in 2018.

At Mastercard, the purchase volume market share of commercial card products was 25.19% of its combined U.S. region commercial, small business, and consumer credit and debit/prepaid purchase volume, up from 24.84% in 2018. Commercial credit cards accounted for 33.39% of Mastercard’s U.S. credit card purchase volume, an increase from 32.48% in 2018. Commercial debit/prepaid cards generated 15.75% of Mastercard’s U.S. debit/prepaid purchase volume, a decline from 16.29% in 2018.



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