Nilson Report

Issue 1220 | May 2022


Companies featured in this issue include:

Top Eight Issuers of Commercial Cards in the United States

Purchase Volume on U.S. Commercial Cards by Type—Market Shares and Change in Purchase Volume

U.S. Mastercard & Visa Commercial Card Issuers—Ranked by Purchase Volume in 2021

Corporate Cards in the U.S.

Purchase Volume on Corporate, Purchasing and Fleet Cards in the U.S.

Small Business Credit Cards in the U.S.

Small Business Debit Cards in the U.S.

Purchasing & Fleet Cards in the U.S.

Commercial Prepaid Cards in the U.S.

Publicly Traded Companies in Payments

Purchase Volume on U.S. Commercial Cards by Type—Market Shares and Change in Purchase Volume

Credit, debit and prepaid commercial cards available from the 95 largest issuers in the U.S. generated $1.081 trillion in purchase volume in 2021. The market share by product type is shown here.

$374.4 billion, 35% market share
Small Business Credit
$340.9 billion, 32% market share
Small Business Debit
$220.2 billion, 20% market share
$145.3 billion, 13% market share

Full access to the Purchase Volume on U.S. Commercial Cards by Type—Market Shares and Change in Purchase Volume is available when you subscribe to the Nilson Report.



Sunmi Android PIN Pad

Shanghai-based Sunmi Technology, a manufacturer of POS terminals, has launched an Android-based device called the P2 Smartpad, which differs from a typical PIN pad. It is built more like a tablet or handheld mobile POS terminal. 

The P2 Smartpad runs on Sunmi OS, based on Android 9, and offers a 4-inch color touchscreen above the keypad. It supports wired and wireless communication. Wireless connections include 4G, 2.4GHz/5GHz Wi-Fi and Bluetooth, and the wired options include Ethernet, USB and RS232. The device is designed to accept chip and PIN, contactless, magstripe and QR code payments, as well as Apple Pay and Google Pay. The touchscreen allows for signature entry.

The device runs on a Cortex quad-core A53 1.3GHz processor and can be ordered in two memory specifications—1 GB RAM and 8 GB ROM or 2 GB RAM and 16 GB ROM. Options for the P2 Smartpad include mounting hardware, a front-facing camera (0.3 megapixel or 5 megapixel), Power-Over-Ethernet and a stylus. 

Durability was a design aim of Sunmi. The P2 Smartpad is IP53 rated to survive occasional spills or splashes on the device, while the backlit keys are tested to handle 1 million presses. 

The P2 Smartpad is certified to PCI 6.x, EMV L1, EMV CL L1, EMV L2, qUICS L2, payWave L2, PayPass L2, Mastercard TQM, Amex Expresspay L2, Discover D-PAS L2, J/Speedy L2, Interac Flash, MIR and Common.SECC.

Sunmi will offer the P2 Smartpad to multilane, retail, self checkout and restaurants worldwide. The device will also be sold for use with unattended devices such as food ordering and hospitality kiosks. 

Sunmi has branches in 15 countries, covering Asia-Pacific, Europe, North America, Latin America, the Middle East and Africa. The company shipped its first POS terminals in 2016. Its product line includes more than 60 smart IoT devices. 

Sunmi sold 4.5 million devices last year, an increase of 51.3% over 2020. 


Livio Lin is Product Marketing Executive at Sunmi Technology in Shanghai, China,,

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