Nilson Report

Issue 1223 | Jul 2022


Companies featured in this issue include:

Europe’s Top Issuers of Credit and Debit Cards–General Purpose Purchase Volume

Top General Purpose Card Issuers in Europe 2021

Top 50 Credit Card Issuers in Europe 2021

Top 50 Debit Card Issuers in Europe 2021

Largest Consumer Credit and Debit Card Issuers 2021

US Visa Direct and Mastercard Send Funds Transfers

Investments & Acquisitions—June 2022

US Visa Direct and Mastercard Send Funds Transfers

Banks participating in Visa Direct and Mastercard Send Funds Transfers, including account funding transactions (AFT) and original credit transactions are ranked in this issue. The top five for AFT are listed here.

1. Bank of America
$32.73 billion
2. Wells Fargo
$27.81 billion
3. Navy FCU
$15.36 billion
4. The Bancorp Bank
$8.40 billion
5. PNC Bank
$7.78 billion

Full access to the US Visa Direct and Mastercard Send Funds Transfers is available when you subscribe to the Nilson Report.



Spectra Technologies Tap-POS

Spectra Technologies, a Hong Kong-based payment terminal manufacturer, has launched a low-cost Android-based model called the Tap-POS. The device, which uses phone-type hardware, is primarily intended for contactless payments. It ships without magstripe or contactless chip readers.

The Tap-POS has a 5.45-inch IPS capacitive touchscreen and uses a MediaTek quad-core processor. The device is equipped with 1GB RAM and 16GB of onboard flash memory. It has two cameras: a ​​2-megapixel rear-facing unit with a light and a 0.3 MP front-facing optic. Wireless connection options include 4G LTE, 3G, 2G, Wi-Fi and Bluetooth. 

Spectra equipped the Tap-POS with a replaceable 2500mAh battery. Optional attachments include a 2.25-inch thermal receipt printer, a 1D/2D barcode scanner, a fingerprint scanner and mounts that facilitate docked or unattended use applications. 

The company expects to ship 10,000 Tap-POS devices to users in Europe, Latin America and Middle East regions this year. Spectra Technologies has been manufacturing POS terminals since 1993.  


Sam Or is Chief Revenue Officer at Spectra Technologies in Hong Kong,,

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