Nilson Report

Issue 1237 | Mar 2023


Companies featured in this issue include:

Canada Card Networks and Issuers–Market Shares and Issuer Rankings

Market Shares of Visa and Mastercard Purchase Volume for 2022

Canada’s Spending, Transactions and Cards by Brand 2022

Largest Credit Card Issuers in Canada–Ranked by Outstandings at Year-End 2022

BNPL Transactions January 2022 through February 2023—by Region

The Five Largest BNPL Investments

BNPL Deals—Investments and Acquisitions January 2022 through February 2023

Fees Paid by Merchants in the US–2022

US Merchant Fees in 2022–February 2022

Fees Paid by Merchants in the US–2022

Merchants in the US paid $160.70 billion in processing fees in 2022 to accept $10.589 trillion in credit, debit and prepaid card payments. Below you will find credit versus debit costs to merchants.

Visa, Mastercard (Credit)
$93.20 billion in fees
Visa, Mastercard (Debit)
$29.60 billion in fees
American Express
$24.73 billion in fees
PIN Debit
$4.75 billion in fees
$4.55 billion in fess

Full access to the Fees Paid by Merchants in the US–2022 results is available when you subscribe to the Nilson Report.



BNPL Investments & Acquisition Deals

Please note: Only subscribers can access the charts included with this article.

Since January 2022 there have been 39 transactions in the buy now, pay later (BNPL) industry in 20 countries. Among those transactions, 35 were investments or credit facility deals and 4 were acquisitions.

The acquisitions were: UK-based Zopa Bank acquired UK-based BNPL provider DivideBuy,  Japan-based...

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