The Nilson Report

THE CURRENT ISSUE: Issue 1138 | Sep 2018


Companies featured in this issue include:

POS Terminal Shipments Worldwide

U.S. Mastercard/Visa Credit Card Issuers at Midyear

Asia-Pacific’s Largest Acquirers

U.S. General Purpose Card Brands—Midyear 2018

GM Marketplace for In-Dash Payments

Behalf Lending to Small Businesses

Visa Loyalty Solutions in Latin America

Top 6 POS Terminal Shipments Worldwide 2017

U.S. General Purpose Cards Midyear 2018 vs. Midyear 2017

Asia–Pacific’s Top General Purpose Acquirers

Asia–Pacific’s Top Acquirers of Web Transactions

Asia–Pacific’s Largest Visa/Mastercard Acquirers

U.S. Visa/Mastercard Credit Card Issuers Volume Midyear 2018 

U.S. Visa/Mastercard Credit Card Issuers Outstandings & Cards Midyear 2018 

POS Terminal Shipments by Region 2017

46 Largest POS Terminal Shipments Worldwide 2017

U.S. Visa/Mastercard Credit Card Issuers Volume Midyear 2018

Spending on credit cards from the 100 largest U.S. issuers during the first six months of 2018 are published on page 8.

1. JPMorgan Chase
$356.03 billion purchase volume, +11.2%
2. Citi
$193.98 billion purchase volume, +8.6%
3. Bank of America
$173.66 billion purchase volume, +9.3%
4. Capital One
$159.97 billion purchase volume, +21.1%

Full access to the U.S. Visa/Mastercard Credit Card Issuers Volume Midyear 2018 is available when you subscribe to The Nilson Report.



By the end of 2018, up to 4.0 million drivers in the U.S. will be able to pay for fuel at Shell-branded gasoline stations from the infotainment screen of their Buick, Cadillac, Chevrolet, and GMC vehicles from Marketplace, General Motors’ in-vehicle commerce platform. Payments for fuel at Shell stations are facilitated by P97, a payment and loyalty aggregator that integrates with acquirers, point-of-sale network providers, and manufacturers of self-service fuel equipment. 

P97, which operates on Microsoft’s Azure cloud infrastructure, connects to the card networks and mobile wallet providers. It also connects to: Excentus, loyalty host provider to Shell; Xevo, operator of a real-time interaction gateway (RIG); and Buy It Mobility, which connects noncard payments to the automated clearing house networks.

Drivers make a selection on the vehicle’s touchscreen to generate a three-digit code, which lets them activate a pump and begin fueling. No card or mobile phone is required. Purchases are charged to a registered credit card, debit card, or checking account. Shell Fuel Rewards savings are automatically applied.

While other vehicle manufacturers have completed proof-of-concept tests of in-dash commerce, General Motors is first anywhere in the world with an embedded in-dash on-demand service. GM Marketplace is merchant funded. There is no charge to consumers, who can also make reservations for restaurants, place take-out food orders, find parking and hotels, and locate gasoline stations.

All merchants link to GM Marketplace through RIGs. Those connected to GM Marketplace are Xevo, Conversable, and Sionic Mobile. Other merchants in the GM Marketplace are ExxonMobil, Applebee’s, IHOP, and Dunkin’ Donuts.

Rick Ruskin is Marketplace Line of Business Leader at General Motors in Detroit, Michigan, (313) 556-5000,,

Sydney Kimball is VP, Fuel Sales and Marketing Americas at Shell Oil Products U.S. in Houston, Texas, (713) 767-5300,,

Donald Frieden is CEO at P97 Networks, Inc. in Houston, Texas, (713) 588-4201,,

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