Keyno’s software does more than fight fraud. Issuers can also use it to place parameters on card spending, validate 3DS transactions, autofill fields at checkout, activate an app, confirm that cardholders are in possession of their card, enable click to pay and manage the life cycle of a merchant or device token.
Purchase volume for all 18 issuers listed was $101.24 billion.
The company supports more than 55,000 locations in the US, the Caribbean and Central America that generate 35 million transactions daily.
Because only stablecoins are used, all transactions are irreversible. There are no chargebacks. This allows for agent-to-agent and machine-to-machine payments.
The Scam & Fraud Detection API from Ballerine can identify a malicious merchant in less than 60 seconds, blocking fraudulent activity before it reaches the transaction layer.
The largest commercial card issuer for all products combined in 2025 was JPMorgan Chase. The company’s market share was 19.76%, up from 19.47% the year before.
Certos is the name Early Warning Services has chosen for a business that screened more than $11.400 trillion in payments (ACH, check, bank transfers) last year, stopping more than $3.70 billion in fraud.
American Express is the first card company to announce it will protect its customers when errors occur by an agent registered with American Express through Amex Agent Purchase Protection.
Customers of Roe include Affirm, eBay, Kalshi, Dutchie and Crossmint.
Regulatory compliance obligations are a core competency for Nium, which facilitates money transfers in more than 190 markets worldwide.
