The installment loans will be funded over the Mastercard network. Adding installment loans to credit card accounts is one way that card issuers can combat the success of buy now, pay later (BNPL) lenders such as Affirm and Afterpay.
LexisNexis Risk Solutions’ adaptive models are self-learning and evolve in real time. By comparison, purely rules-based fraud fighting technologies that use templates are proving to be slower to adapt to criminal use of generative AI.
For the first nine months of 2025, debit, credit and prepaid cards in circulation worldwide with Visa and Mastercard brands generated $17.136 trillion in purchase volume.
Capital on Tap markets cards in pay-per-click digital channels, via direct mail and through telesales. It also markets through affiliates such as money.co.uk.
The 20 publicly traded issuers of payment cards are headquartered in 9 countries. Their stocks trade on 9 different
exchanges. Market capitalization gains were posted by 14 issuers, led by US-based SoFi Technologies, which was up
more than 97%.
The largest deals were the $190-million investment in Dojo, a UK-based processor with 140,000 customers, and Flatpay in Denmark, which provides POS terminals, processing support and a payment gateway.
The Infineon chips are sold with software that requires buyers to use their own smartphones to activate the cards. The software also lets buyers monitor their card’s balance after making a purchase.
The largest consumer credit card issuer in the US measured by outstanding receivables, Capital One, will pay $5.50 billion in cash and stock to buy Brex, which provides a vertically integrated platform that offers commercial cards, spend management software and banking services. The transaction is expected to close by the middle of 2026. Brex has […]
Among global brand general purpose cards, UnionPay cards are expected to hold a 33.78% share in 2030, followed by Visa, Mastercard, JCB, Amex and Discover/Diners Club.
JPMorgan Chase, the largest US credit card issuer based on purchase volume, will become the top issuer based on outstanding receivables when it closes on the acquisition of the more than $20-billion Apple Card portfolio from Utah-based Goldman Sachs Bank USA. Chase will pay a discount on that amount in the 7% range.
