Corporate and consumer, domestic and cross-border legacy payment processing systems challenge information technology (IT) departments at financial institutions. Internal applications, each with particular messaging flows and formats, strain to efficiently communicate with clearing channels and external payment networks where message standards evolve and regulations grow in number and become increasingly complex. CGI has created more than 80 payment engines over the last 40 years, including the architecture for Swift (Society for Worldwide Interbank Financial Telecommunication). CGI’s late...