Ingenico's Strong Customer Authentication Suite

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Ingenico’s Strong Customer Authentication Suite

The European Union (EU) mandated strong customer authentication (SCA) practices when it established its Second Payment Services Directive (PSD2). The deadline for implementation of SCA seems to be final— December 31, 2020. It was extended from September 14, 2019. SCA is mandatory for payment card issuers (on behalf of the cardholders) and online merchants (supported by their acquirers/processors) when transactions occur in the European Economic Area. All payments, including those made online and from mobile devices, must be secured by two-factor authentication of the cardholder. Ingeni...

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