In countries including Brazil, Turkey, Korea, Croatia, and Japan, large numbers of MasterCard and Visa cardholders choose to buy more expensive goods by selecting installment payment as an option in the checkout lane instead of using revolving credit. Challenges to make that payment option more widely available include ease of use for both cardholders and merchants, as well as allowing for adherence to consumer credit regulations that apply. While merchants like to offer installment credit, they can run into a problem if a cardholder is a customer of an issuer that doesn’t support the pay...