OmnyPay has created an integrated QR code-based mobile loyalty, rewards, and payment platform for large retailers whose consumers will download a wallet app branded with the retailer’s service mark. The app can reside on 95% of all smartphones. OmnyPay aims to lead consumers to purchases with the payment mechanism preferred by the retailers, led by private label credit or debit cards. To give consumers the same experience in-app, at the physical point of sale, and online, purchases are QR code-based, not NFC. Retailers are able to integrate OmnyPay directly into their existing rewards, lo...