Alternative lenders, software platform providers, fintechs and financial institutions looking to create out-of-the-box payment products or to process payments are potential customers of Modulr. The U.K.-based company provides a technology stack built around a payment hub that allows payments to flow in and out. Customers receive a core payment account they can link to debit and prepaid cards, account-to-account (A2A) payments and ACH files. Modulr, a licensed e-money institution in the U.K., settles directly with the Bank of England as well as with Visa and Mastercard. In European Union ...