Pocopay offers a mobile bank account and MasterCard debit card to consumers in Estonia, Spain, Finland, and the Netherlands. The Pocopay mobile app runs on Android and iOS devices, and supports person-to-person (P2P) money transfers and bill payments based on the Single Euro Payments Area (SEPA) Credit Transfer system. Pocopay launched in Estonia in February of this year. Consumers use the top-up feature in the app to put money in their Pocopay account by transferring funds from an existing bank account or Visa or MasterCard credit cards. To sign up for a Pocopay account, consumers verif...