Community banks and credit unions use Fiserv to handle their credit card account processing and all related services, including statements, loyalty, card fulfillment, and call center. Fiserv has created a cash advance product its customers can offer their cardholders that leverages an existing credit line. FlexLine Advance offers cash with payback made through equal monthly payments over 3 to 12 months. The cash is available from the “open to buy” portion of a Mastercard or Visa line of credit to which issuers have already applied risk underwriting. Cash is sent to a cardholder’s depo...