The ability to seamlessly embed financial services between a customer’s front-end software systems used for enterprise resource planning, treasury management, invoicing, accounts payable, accounts receivable, etc. and their back-end reconciliation system is the goal of all top banks. The process of integrating bank payment services with the hundreds of third-party providers of front-end automated software services has been going on for years on a bidirectional basis—one connection at a time. Vetting, creating budgets, finding IT resources and more can take up to nine months to complete. ...