Credit scores provide only a point-in-time view of a consumer, and often are a lagging indicator of their current financial stability. Regular reviews of the transactions initiated from a consumer’s deposit account help provide a better prediction of future behavior as well as identify the best performing accounts in a portfolio. That is one of the use cases for the information available from ValidiFI. Real-time bank account validation through the company’s Omni platform also helps clients fight fraud, fulfill ACH network compliance requirements and verify bank account information at th...