Visa Europe member banks in 37 countries can offer person-to-person (P2P) money transfers directly to most of the 2.90 billion Visa cards worldwide through Visa Direct, a service built on VisaNet’s Original Credit Transaction Infrastructure. More than 200 million nonpersonalized prepaid Visa cards in circulation, those purchased at retail outlets, can’t participate in Visa Direct because Know Your Customer (KYC) oversight has not been applied. Visa Direct is offered by Visa Inc. to issuers in all world regions. Visa Europe launched its own P2P service called Visa Personal Payments in Ma...