Issue 1227

Award-winning business intelligence, payment card statistics, industry news, and dozens of executive contacts in every issue. Subscribers receive 22 issues a year.
September 2022
Featured Article

Household Debt and Credit Cards in the US

Credit card outstandings tied to American Express, Discover, Mastercard and Visa brand commercial and consumer card products along with all private label (store, gasoline, medical, etc.) card products reached $1.071 trillion at year-end 2021.
Featured Chart

Top Acquirers in Latin America—2021

The 45 largest merchant acquirers in the Latin America & Caribbean region processed 32.69 billion Visa and Mastercard transactions last year from 17.7 million active merchant outlets.

Featured Companies

Message from the Publisher

Please take a moment to read the text to the left. It addresses the fact that our only source of revenue is from subscriptions.
Not a week goes by without a company asking how much it costs to be featured in the Nilson Report. The answer to that question hasn’t changed in 52 years— “nothing.” As a reader who expects credible, unbiased reporting, you can trust that this policy will continue to set us apart.

David Robertson, Publisher
September 30, 2022



Top 7 Merchant Acquirers in Latin America 2021 vs. 2020

Top 10 Acquirers of General Purpose Cards in Latin America

45 Largest Merchant Acquirers in Latin America—Ranked by Mastercard and Visa Transactions

US Credit Card Debit and Consumer Credit—1981 through 2021

US Card Debt as a Percentage of Total Household Debt—2007 through 2021

US Debt as a Percentage of Credit—1981 through 2021

Top 10 Issuers of Visa and Mastercard Credit Cards in the US at Midyear 2022

Purchase Volume and Total Volume Midyear 2022—US Mastercard/Visa Credit Card Issuers

Outstandings & Cards Midyear 2022—US Mastercard/Visa Credit Card Issuers

25 Top Issuers of General Purpose Credit Cards in the US


25 Top Issuers of General Purpose Credit Cards in the US

The 25 largest issuers of general purpose credit cards in the US are ranked based on purchase volume and outstanding receivables. The five largest based on outstandings are listed below.

1. Chase
$165.49 billion, +16.7%
2. American Express
$122.50 billion, +22.4%
3. Citi
$111.43 billion, +11.7%
4. Capital One
$104.41 billion, +$21.3%
5. Bank of America
$98.48 billion, +14.1%

Full access to the 25 Top Issuers of General Purpose Credit Cards in the US results ranked by Purchase Volume and Outstandings is available when you subscribe to the Nilson Report.

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