Consumer Direct ACH Payments — 2025

Added to FedACH and EPN network volumes is an estimated 7.00 billion transactions processed in-house by financial institutions when the recipient and the payor of an ACH item are customers of the same financial institution.

Infineon NFC Chips for Prepaid Cards

The Infineon chips are sold with software that requires buyers to use their own smartphones to activate the cards. The software also lets buyers monitor their card’s balance after making a purchase.

Jifiti White-Label Support for AI-based Lending

White-label embedded lending platform provider Jifiti can provide the orchestration layer that lenders need to facilitate an entire AI-based lending process, including loan origination, know your customer (KYC) and know your business (KYB) compliance, verification of identity and documents, fraud protection, underwriting of credit and more. Lenders that link to Jifiti don’t need to replace their existing core systems. Jifiti automates their systems to deliver real-time credit decisioning.

Boost and Visa’s Commercial Enhanced Data Program

The company is so confident in its ability to continue to provide STP, inclusive of the new CEPD requirements, that Boost will front 135 basis points (bps) to the supplier on transactions it processes that will ultimately qualify for Product 3 rates. This includes the interchange fee paid to card issuers.

Payment Cards and Agentic Commerce

Committing to a purchase at the intent to buy, not when payment is applied, is one of several factors in agentic commerce that differ from the core paradigm associated with traditional ecommerce.

Fico’s Marketplace B2B Hub

The digital data hub was created to give Fico Platform users easy access to third-party providers of prebuilt analytics products and services used in conjunction with Fico capabilities.

Ramp Adds Stablecoins for Visa Corporate Cards

Last year, Ramp software facilitated over $60 billion in payments, with less than 50% tied to Visa Signature cards. Ramp’s latest service leverages an existing partnership with Stripe and will offer corporations US dollar-backed stablecoins to address their cross-border payment needs.