Virtual Secure Element for Offline CBDC Payments
Hardware-based secure elements (SE) can hold TAs (called applets when on an SE), and most smartphones have embedded SEs.
Region: Europe
Idemia’s Offline CBDC Wallet
CBDCs are identical twins of banknotes. As such, they need to be available to consumers 100% of the time.
G+D Self-Custody Wallet for Digital Assets
Investors maintain self-custody of their assets and gain a failsafe distributed recovery process in case the encryption keys that protect their assets are lost or misplaced.
Europe’s Largest Credit and Debit Card Issuers—Part 2
Domestic-market-only brands include Bancontact, PostFinance, Cartes Bancaires, Troy and Multibanco.
Visa Supports Zing Payment App from HSBC
Cardholders in the UK can store 22 different currencies in their Zing wallet and can initiate payments at any Visa merchant worldwide via their card or mobile phone.
Europe’s Top Card Issuers 2023—Part 1
Issuers from 30 countries are ranked among the top 50. As of December 31, 2023, this group had collectively issued 919.5 million payment cards. In 2023, those cards generated $3.553 trillion in purchase volume (spending for goods and services).
Apple Compelled to Give Access to iPhones in Europe
Mobile payments will operate using host card emulation (HCE) software embedded on the iPhones. This means that payment credentials will not be held on the iPhone’s secure element hardware, which is the case for Apple Pay transactions.
Swiipr Prepaid Cards for Airlines
More than 500 million passengers a year experience air travel disruptions including delays, diverted flights and last-minute cancellations.
Openway Implements CBDC Bank Cards
Payment software specialist Openway, which has operated in Kazakhstan for more than 20 years, recently partnered with three card issuing clients, as well as with Visa and Mastercard.
Accertify Separates from American Express
Last year, Accertify handled 7.60 billion events on its platform. The vast majority were card payments, but fraud protection also covers money transfers and redemption of loyalty points.
