Start-up Affiniti, which has received $28 million in two funding rounds, provides unsecured credit cards to owners of small businesses in the US who are members of trade associations. While the number of independent businesses in many vertical markets are shrinking due to consolidation, those that remain are often outside of the targeted area of […]
Safecypher’s dynamic CVV can be used with Apple and Android smartphones and tablets that incorporate biometric authentication.
Visa and Mastercard credit card issuers in the US ranked 101 through 150 largest based on outstanding receivables at yearend 2024 are listed here. Consumer, business and commercial credit card products are combined.
Most buy now, pay later (BNPL) purchases initiated through fintechs are authorized outside of the global card networks yet the vast majority of those transactions are paid off using a global brand debit card.
US-based Banked is a payment company that has spent the last five years building A2A capabilities that leverage real-time banking rails in Australia (New Payments Platform), UK (Faster Payment System, Clearing House Automated Payment System) and the US (FedNow, Real-Time Payments, ACH).
Purchase volume generated by consumer, small business and commercial card products issued by the top 100 issuers in the United States reached $8.792 trillion in 2024, an increase of 3.9% over 2023. Purchase volume, which is spending for goods and services, included American Express, Discover, Mastercard and Visa cards combined with domestic-only brands led by […]
AdaptAI provides customized promotions and credit offers to specific consumers who merchants want to target. Use cases could include a 12-month 0% APR for first-time buyers or a 36-month plan linked to a seasonal event.
The digital data hub was created to give Fico Platform users easy access to third-party providers of prebuilt analytics products and services used in conjunction with Fico capabilities.
This summer, PayPal will begin offering PYUSD with 3.7% annual rewards in the stablecoin to PayPal and Venmo wallet users who buy and hold that digital asset.
Chargeflow’s evidence-as-a-service technology prepares the letter merchants need to demonstrate to issuers that a sale was legitimate. The automated system replaces the costly manual review process many merchants rely on to answer issuers.
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