BVNK provides digital wallets that businesses use to hold US dollar-denominated stablecoin assets. Highnote provides cloud-based card account processing to businesses with commercial card products. The companies have become partners. Businesses use Highnote for fleet, corporate and prepaid commercial card products. All spending tied to cards on the Highnote platform is prefunded. Businesses use the ACH or FedWire to deposit money into Highnote’s issuer account prior to making card purchases. A shortcoming of that collateral requirement model involves weekends because banks are not open...