Online sellers in 196 countries are linked to 2Checkout, which operates both as an independent sales organization (ISO) and a payment service provider (PSP) depending on a merchant’s size. For small and midsized customers 2Checkout is a PSP. For larger merchants it is an ISO. Merchants access 2Checkout’s platform using an API or either of two hosted service models. The platform supports 26 currencies and operates in 15 languages. A majority of 2Checkout’s 50,000 online and mobile merchants are small to midsized businesses in the U.S., where a majority of its transaction volume occurs....