The number of American adults considered to be underserved by mainstream credit grantors is in the 50-million range. Acima, a company that operates a lease-to-own (LTO) platform, has created a virtual Mastercard product to provide opportunities for underserved consumers to lease durable goods such as refrigerators, washers, dryers, furniture and computers. Consumers who rely on LTO transactions tend to be as conscientious as any other segment of society, but their jobs are among the most unstable component in the U.S. workforce. Lease-to-own businesses let consumers return merchandise they ...