Visa and MasterCard offer token vault services for Android-based mobile payments to issuers for managing the link between tokenized account numbers used for specific payments and a cardholder’s primary account number. These token vaults function most efficiently in countries where Visa and MasterCard are also network operators, moving data between issuers and acquirers. In many Asian countries, local operators provide network connectivity between issuers and acquirers and process Visa and MasterCard transactions. Asian Payments Cloud (APC), a partnership of PromptNow, SimplyTapp, and TIS,...