ASTRA, which provides an automated platform for moving money, has launched a card-to-card instant payment API. Fintech developers can embed debit card-to-debit card transfers in applications without needing their own settlement account or reconciliation operation. Visa and Mastercard cards can be used. Cross River Bank provides payment and banking infrastructure. Sam Morgan is COO at Astra, smorgan@astra.finance, www.astra.finance. Keith Vander Leest is Director of Payments at Cross River,