Distinguishing between a criminal and an honest person when both enter valid information on a credit application has been a successful application of behavioral biometrics for almost 10 years. Using behavioral biometrics as a second authentication form factor to secure online bill payments and ecommerce transactions is a new application of that technology. BioCatch is first to market with a product. Criminals behave differently than honest individuals. When they use computer programs, the data entry process goes too quickly, which is a red flag. Alternatively, when they manually enter data,...