Credit cards from Capital on Tap are aimed exclusively at small businesses in the UK and US. The company, which was formed in 2012 and spent five years testing a variety of lending products for small businesses in the UK, focused on revolving credit card products beginning in 2017. It entered the US market in 2021. In the UK, Capital on Tap supports a Visa credit card portfolio with $2.02 billion in outstanding receivables. The company issues its own cards, operating under a license from the Financial Conduct Authority. Small businesses with credit card accounts are also offered a savings a...