Offering multiple credit options—installment credit, lines of credit, and lease-to-own credit—from 11 lenders serving prime, near prime, and subprime consumers has generated approval rates in the 85% range of all applications handled by platform and network provider ChargeAfter. Consumers see financing options early in the shopping experience, and 90% of the people who begin an application submit it for consideration. Some merchants offer the financing on a white-label basis. The financing options made available to consumers are specific to the type of merchant. Consumers are also are g...