Since 2012, Checkout.com has operated as a cloud-based provider of payment gateway, fraud fighting, merchant acquiring, and transaction processing services. All of the company’s technology is proprietary. All transactions operate on a single database. Merchants need only one API to access the four services. London-based Checkout.com handles payments for customers including Samsung, TransferWise, Adidas, and Virgin Active. The majority of the transactions originate online from ecommerce sites in Europe where Checkout.com owns e-money licenses in the U.K. and France. The company also handle...