Brazil-based Conductor offers banks, merchants and fintechs in Latin America card and merchant account processing as well as a banking-as-a-service (BaaS) platform. All services are cloud-based and delivered via open APIs. Conductor has 90 million card accounts on file, with one-third active in the last 30 days. Elo, Visa and Mastercard comprise the majority of those accounts. The remainder are private label. Elo is Brazil’s domestic debit and credit card brand. Annual card purchase volume processed by Conductor is in the $25-billion range. The company competes for cardholder account p...