Companies that want to offer financial services products including credit cards to consumers and small businesses can contract with open banking platform provider Railsbank and be in the market within 8 to 12 weeks. Those products include credit/debit/prepaid cards, rewards/loyalty programs, savings accounts, early wage access accounts, wealth management accounts, and microsavings accounts. Railsbank provides a turnkey service that delivers bank sponsorship, infrastructure, regulatory compliance, operations, and integration support. Handling all of those start-up costs in-house could cost a co...