Total credit card volume (purchases and cash advances) was $224.58 billion for Discover Financial Services (DFS) in 2024, a decline of 3.5%. Cash advances were 5.49% of total volume, down from 6.39% in 2023. Outstanding credit card receivables at year-end 2024 were up 0.5% to $102.79 billion. Net income for Discover Financial Services after taxes was $4.54 billion, an increase of 62.2% from $2.80 billion in 2023. Revenue net of interest expense was $17.91 billion, up 13.4%. DFS completed the sale of its private student loan portfolio in 2024. Purchase volume generated by Discover brand c...