Software that financial institutions can add to their mobile banking apps to access data in a contactless chip card to deliver a second identification factor to secure online and mobile logins is available from G+D Mobile Security. Called Convego tap, the app can be used as a solution for strong customer authentication (SCA), a requirement in the European Union under banking regulations known as Payment Services Directive 2 (PSD2). To meet SCA requirements, financial institutions must support all digital transactions with multifactor authentication. For PSD2, two of three factors must be addre...