“Beyond Payments: Navigating the Next Generation of Digital Wallets,” recently published by Mobey Forum, a nonprofit association for financial institutions, suggests that the increasing importance of open banking can act as a catalyst for a new era of digital wallets because customer data and services must be shared with third party providers. Open banking will present opportunities for wallets to become hubs not only for payments but for all kinds of financial transactions, including loyalty accounts, cryptocurrencies and CBDCs, transit passes and various loan products. The report ...