Fintech QRails operates a cloud-based open API platform for mobile device-oriented applications focused on financial wellness. The company delivers apps through SDKs its customers can plug into their existing mobile wallets. It also offers all apps on a hosted-service basis. QRails can act as a prepaid card issuer and account processor and deliver apps for access to earned wages, bill payment, ACH and budgeting. Consumers engage one or all using a single sign-on to the wallet. The company, which operates from the U.S. and the U.K., considers mobile-based earned wages access as a signific...