Heartland Payment Systems was processing $120 billion in card payments annually when founder Robert Carr sold it to Global Payments in 2015 for $4.30 billion. After expiration of a one-year noncompete clause, Carr is back with a new merchant acquiring business called Beyond. In addition to front-end and back-office payment processing services, Beyond will provide lending products to merchants, payroll processing, and human resources (HR) services. It will focus on select small and midsized industries including restaurants and dealership management. Beyond will be owned 50% by Carr, 30% by e...