The U.S. Bank Split World Mastercard credit card gives users an alternative to buy now, pay later (BNPL) services available from nonbank providers. Every purchase generated by the no-annual-fee Split Card credit card is automatically split into a 3-month payment plan. There are no monthly fees or finance charges. Each transaction initiates a separate BNPL plan. To extend payments to 6 or 12 months on purchases valued at $100 or more, Split cardholders will pay a monthly fee. The user interface on the U.S. Bank Mobile App and online banking site has been designed to make it easy for cardh...