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Expertise

Merchant Acquiring Data, Rankings & Industry Insights

The Nilson Report is an award-winning, globally recognized and established authority on card payments.

The leading source of news and statistics for the worldwide card payment business.

Exclusive data on credit and debit issuers, acquirers, and technology vendors.

No outside advertising or influence — ever.

Explore the Full Index of Coverage in the Past Year

The Nilson Report covers the companies, transaction flows, payment technologies, economics, and market shifts shaping merchant acceptance worldwide.

  • Articles, data intelligence, and acquirer news briefs
  • Charts, global rankings, and market share insights

Explore the full index of merchant acquiring coverage published in the Nilson Report since January 2025, including feature articles, data tables, and key industry developments. Executive-level reporting comes from interviewing leaders at companies driving the industry, and data is sourced directly from financial institutions and payment providers.

This public index represents only a small portion of the Nilson Report’s full Merchant Acquiring coverage. Only subscribers receive complete access to full executive interview-based reporting, proprietary rankings, market data, industry figures, and direct executive contact details, along with searchable archived issues spanning more than 15 years of global card payments intelligence.

Summary

  • 250+ card issuing articles, rankings, data tables and market updates
  • 400+ executive-level industry contacts
  • 300+ issuers, fintechs, processors, networks and payment companies
Issue 1311
  • Article: Patents for Vehicle Data and Two-Way Payments | Aiden Auto | Page 10
    • Aiden Auto has conducted pilot tests of its platform with a truck manufacturer and fuel retailers in the US and Europe.
  • First Look: Paysafe Integrates with Primer | Paysafe, Primer | Page 3
    • Paysafe, which processes more than $XXX billion in payment volume annually from customers in more than 130 countries, has integrated with Primer to offer merchants the ability to connect to multiple payment processors and gateways.
  • First Look: Elavon Partners with Wix | Elavon, Wix | Page 3
    • Elavon, the fifth largest merchant acquirer in the US, has integrated its payment and vertical-specific software platform with cloud-based web development platform Wix.
  • First Look: Arab Financial Services Partners with Ajman Bank | Arab Financial Services, Ajman Bank | Page 3
    • Arab Financial Services has signed a memorandum of understanding with UAE-based Ajman Bank to promote opportunities for corporate banking, merchant acquiring, card issuing, and other payment services.
  • First Look: SumUp Launches in Canada | SumUp | Page 3
    • SumUp, which provides card acceptance and commerce services to more than 4 million small merchants worldwide, has launched in Canada to offer its pocket-sized card reader and payment links.
  • First Look: Nuvei Completes Live Agentic Commerce Transaction | Nuvei, Visa, Arvato Systems | Page 3
    • Nuvei, which provides local merchant acquiring services in 53 markets, has completed a live agentic commerce transaction in partnership with Visa and Arvato Systems using Visa Agentic Ready tokenization.
  • First Look: PayDo Offers Crypto-to-Fiat Payments | PayDo | Page 4
    • PayDo, which offers merchants card processing acceptance services, has launched a suite of crypto-to-fiat payment capabilities that includes stablecoin acceptance at checkout.
Issue 1310
  • Article: Yabie Software Platform | Yabie | Page 9
    • Acquirers and PSPs offer Yabie products on a white-label basis to their small business customers in 10 countries.
  • Article: Visa and Brale’s Stablecoin Proof of Concept on the Canton Network | Visa, Brale | Page 12
    • Brale says that its costs are under $1 per minute on 27 blockchains.
  • Article: S2M Card Processing | S2M | Page 14
    • The company’s platform is used by 160 customers in 35 countries.
  • Article: Mastercard Adds Stablecoin Settlement Options | Mastercard, Circle, Paxos, Ripple, Arq, Cross River Bank, CBW Bank, Lead Bank, Nuvei | Page 14
    • Soon issuers and acquirers will be able to settle in a combination of stablecoins and fiat currency, on weekends, holidays and intraday.
  • First Look: Tyl by NatWest Modernizes Payments Business | NatWest Bank, Endava | Page 3
    • NatWest Bank’s merchant payments unit, Tyl by NatWest, has worked with Endava to define a comprehensive business and technology strategy for modernization of its payments business.
  • First Look: Square High Yield Savings | Square, Block | Page 3
    • Square Financial Services launched a new deposit feature that pays 3.50% APY to Square sellers who maintain a daily balance of $10,000 or more in their Square Savings account.
  • First Look: Worldline Enables Click to Pay | Worldline | Page 3
    • Worldline, Europe’s sixth largest merchant acquirer, is the first payment provider in the region to enable Click to Pay one-click checkout for recurring payments to international merchants.
  • First Look: Stripe Partners with Lloyds Bank | Stripe, Lloyds Bank | Page 3
    • Stripe will provide a suite of payment tools to small business customers of Lloyds Bank in the UK, enabling businesses to accept payments in-store on POS terminals as well as online.
Issue 1309
  • Article: Top 45 Merchant Acquirers in Europe—2025 | Worldpay, Nexi Payments, Fiserv, Adyen, Barclays, Worldline, Global Payments, J.P. Morgan, Credit Agricole, Elavon | Page 5
    • The 45 largest acquirers handled XXX.42 billion Mastercard and Visa debit, credit and prepaid card transactions in 2025, an increase of X.6% from 2024.
  • Data Table: The 45 Largest Merchant Acquirers in Europe — 2025 | Worldpay, Nexi Payments, Fiserv, Adyen, Barclays, Worldline | Page 6
    • There were 30 merchant acquirers in Europe that processed more than 1 billion Mastercard and Visa transactions in 2025.
  • First Look: Shift4 Processing for Boozt | Shift4, Boozt | Page 3
    • Shift4 will provide payment and settlement support to Sweden-based online fashion and lifestyle company Boozt across its multiple store brands.
  • First Look: Payroc Supports Webster First Federal CU | Payroc, Webster First Federal CU | Page 3
    • Payroc, which delivers payment processing services to nearly 200,000 merchants, now supports the merchant customers of Webster First Federal CU.
  • First Look: Worldline Agentic Commerce Transaction | Worldline, Mastercard, ING | Page 3
    • Worldline processed Europe’s first end-to-end agentic commerce payment transaction on the Mastercard network.
  • First Look: EcoFlow Uses Worldline Acquiring | EcoFlow, Worldline | Page 3
    • Smart home energy storage provider EcoFlow will use local acquiring capabilities from Worldline Global Collect across Europe, APAC and Latin America to process customer payments.
  • First Look: Zoooom Integrated Checkout Service | Zoooom, Stripe, Klarna | Page 3
    • Automotive technology platform Zoooom has launched a fully integrated checkout service powered by Stripe to support peer-to-peer sales between private party buyers and sellers.
  • First Look: Ixopay No-Code Payment Platform | Ixopay | Page 3
    • Ixopay offers merchants a no-code payment platform that unifies payment orchestration and tokenization, adding analytics, anomaly detection, and risk management.
Issue 1308
  • Article: US Card Spending at Merchants — 2025 | JPMorgan Chase, American Express, Capital One, Citi, Bank of America | Page 5
    • Consumer, small business and commercial card products issued by the top 100 issuers in the United States generated $X.204 trillion in purchase volume (spending for goods and services) in 2025.
  • Data Table: Top 100 Issuers of US Credit & Debit Cards Spending at Merchants 2011–2025 in Trillions | JPMorgan Chase, Bank of America, Wells Fargo | Page 5
    • Purchase volume on credit cards for the 100 issuers listed in this issue reached $X.995 trillion, up X.1% from 2024.
  • Data Table: Purchase Volume at Merchants 2025 | JPMorgan Chase, Bank of America, Wells Fargo, PNC Bank, Truist, U.S. Bank, TD Bank, Regions Financial, Huntington Natl. Bank, Capital One | Page 6
    • This comprehensive ranking highlights total credit, signature debit, PIN debit, and prepaid purchase volume for the 100 largest US card issuers.
  • Article: Global Payments’ AI-First Handheld POS Device | Global Payments | Page 9
    • Global Payments has introduced an AI-first handheld point-of-sale device to enhance payment acceptance capabilities.
  • Article: Know Your Agent Pay (KYAPay) Protocol Consortium | Skyfire, Experian | Page 10
    • KYAPay is an open protocol that addresses user intent and tokenization for identity verification and payment credentials to secure agentic commerce transactions.
  • Article: Lydian Stablecoin Processing for Merchant Acquirers | Lydian, Shift4, Maya, Fiserv | Page 12
    • The open platform features a payment gateway and front-end and back-end processing capabilities needed to connect payments initiated from digital wallets that hold stablecoins with acquirers and payment service providers.
  • First Look: Checkout.com Processing for Hello Clever | Checkout.com, Hello Clever | Page 4
    • Checkout.com will provide payment processing and fraud fighting services to Australia-based payment and loyalty platform provider Hello Clever, which lets merchants offer immediate cash back and rewards in a buy-to-earn model for consumers.
  • First Look: Starling Bank Offers Adyen Card Acceptance | Starling Bank, Adyen | Page 4
    • Starling Bank, an all-digital UK financial institution, will offer its small business customers card acceptance products and services from Adyen, including tap to pay and an in-app invoicing tool.
  • First Look: Splitit-It Go In-Store BNPL | Splitit | Page 4
    • Splitit-It Go brings flexible payment options to face-to-face sales environments by letting consumers use the available credit on their existing credit cards without requiring merchants to make any changes to their payment technology stack.
  • First Look: MiCamp and Vibe Partnership | MiCamp, Vibe | Page 4
    • Merchant services provider MiCamp and retail technology firm Vibe have partnered to deliver integrated commerce solutions for businesses.
Issue 1307
  • Article: Linux Foundation’s X402 Agentic Commerce Protocol | Coinbase, Linux Foundation | Page 11
    • Coinbase created x402 to be used in the long-dormant 402 Payment Required status code, which was built into HTTP web requests more than 25 years ago but never adopted by the card payment industry.
  • Article: Verifone AI Supports Fuel/C-Store Retailers | Verifone | Page 12
    • Verifone is deploying AI-supported payment technologies and point-of-sale solutions specifically designed to support fuel and convenience store retailers.
  • First Look: Square Expands Managerbot Open Beta | Square | Page 3
    • Square is expanding the open beta test of Managerbot, an always-on AI agent that monitors a business’s performance in real time, flags issues, and handles operational tasks for small and midsized merchants.
  • First Look: BlueSnap Offers Local Acquiring in New Zealand | BlueSnap, Payroc, Oracle NetSuite, Zuora, BigCommerce, Shopware | Page 3
    • Payment orchestration firm BlueSnap now offers local acquiring capabilities in New Zealand, enabling merchants to process B2B and B2C cross-border payments through a single platform that lowers fees and boosts approval rates.
Issue 1306
  • Article: Certos B2B Fraud Fighting | Early Warning Services (Certos) | Page 15
    • Certos is the name EWS has chosen for a business that screened more than $11.400 trillion in payments last year, stopping $X.XX billion in fraud.
  • Article: Amex to Protect Cardholders Against AI Agent Errors | American Express | Page 14
    • American Express is the first card company to protect its customers when AI commerce errors occur on a registered transaction.
  • Article: Silverflow Cloud-Native Merchant Processing | Silverflow | Page 10
    • The company started handling transactions in 2022 and will process more than a billion transactions over the next 12 months.
  • First Look: Nuvei Direct Acquiring in Mexico | Nuvei | Page 3
    • Nuvei has begun acquiring in Mexico through direct integrations with domestic infrastructure and global card networks to give local merchants real-time transaction data.
  • First Look: InterPayments Stripe Surcharging Integration | InterPayments, Stripe | Page 4
    • InterPayments has launched a surcharging integration on the Stripe App Marketplace for merchants that use Stripe Checkout and Payment Links.
  • First Look: Nexi Open Source MCP for AI Agents | Nexi | Page 4
    • Nexi launched an open source Model Context Protocol (MCP) providing a standardized way for AI systems to interact with its payment infrastructure via conversational commands.
  • First Look: Zum Rails Payment Facilitator with Fiserv | Zum Rails, Fiserv | Page 4
    • Zum Rails has become a payment facilitator for credit card acceptance in the US and Canada through an integration with Fiserv.
  • First Look: MoneyHash Payment Orchestration with Visa | MoneyHash, Visa | Page 4
    • MoneyHash will integrate its payment orchestration platform with a suite of payment technologies and services from Visa, including network tokenization.
  • First Look: Payabl. Offers Visa Click to Pay | Payabl., Visa | Page 5
    • Payabl. is offering Visa Click to Pay to its merchant processing customers in Europe, replacing manual card number entry with a token-based checkout experience.
  • First Look: Fime Launches Fact for Agentic Commerce | Fime | Page 5
    • Fime launched a real-time trust layer called Fact that works across different systems so merchants can accept all AI-initiated transactions.
Issue 1305
  • Article: InComm Payments Adds Blockchain Partner | InComm Payments, SKUx | Page 9
    • InComm will further leverage its real-time item-level intelligence in a new partnership with SKUx, a company that maintains a blockchain-based payment distribution platform.
  • Article: Juspay Provides Full-Stack Merchant Acquiring Support | Juspay | Page 8
    • The company processed more than $X trillion in payments last year for more than 500 companies worldwide.
  • First Look: Persistent Systems Merchant Risk Management | Persistent Systems, Databricks | Page 3
    • Databricks’ Data Intelligence Platform will power a new Merchant Risk Management and Fraud Detection service from Persistent Systems that uses agentic AI during merchant onboarding.
  • First Look: Adyen Intelligent Money Movement | Adyen | Page 3
    • Adyen has launched Intelligent Money Movement, a product for large global enterprises that connects payments, liquidity management and payouts on a single platform.
  • First Look: Yuno Payments Concierge AI Agent | Yuno | Page 4
    • Yuno has launched Payments Concierge, an always-on AI agent that monitors, analyzes and acts across an enterprise merchant’s full payment operations.
  • First Look: RBA Prohibits Merchant Surcharges | Reserve Bank of Australia, Visa, Mastercard, eftpos | Page 4
    • The Reserve Bank of Australia will prohibit surcharges on most credit, debit and prepaid consumer card transactions beginning October 1, 2026.
  • First Look: Visa Dispute Resolution Tools | Visa | Page 4
    • Visa offers a suite of six dispute resolution tools to help merchants, acquirers and financial institutions cut administrative costs and reduce fraud-related losses.
Issue 1304
  • Article: RS2 Adds Payment Orchestration Software | RS2, Barclays | Page 14
    • The company extends orchestration to include reconciliation, compliance, customer engagement tools and more for merchants in over 40 countries.
  • Article: ACI Connetic Moves Card Processing to the Cloud | ACI Worldwide | Page 13
    • The platform handles transactions from end to end including capture, authentication, routing, authorization, clearing and settlement.
  • Article: Ixopay Helps Merchants Manage AI-Driven Commerce | Ixopay | Page 11
    • The company’s tokenization service is a portable system that allows for immutable, machine-verifiable records of intent with auditability.
  • Article: Largest Merchant Acquirers in the US—2025 | Fiserv, J.P. Morgan Payments, Worldpay, Global Payments, Bank of America | Page 5
    • Purchase transactions processed by the top five acquirers totaled XXX.XX billion, up 3.2% from 2024.
  • Data Table: The 6 Largest US Acquirers—2025 Ranked by Total Purchase Volume (in Bil.) | Fiserv, J.P. Morgan Payments, Worldpay, Global Payments, Elavon, Bank of America | Page 5
    • Based on combined global brand and domestic-only purchase transactions, the five largest US acquirers in 2025 were Fiserv, J.P. Morgan Payments, Worldpay, Global Payments and Bank of America.
  • Data Table: Top 59 Merchant Acquirers in the US—2025 Ranked by Visa and Mastercard Purchase Volume | Fiserv, J.P. Morgan Payments, Worldpay, Global Payments, Elavon, Bank of America | Page 8
    • The 59 largest portfolios of merchant payment card acceptance contracts in the US are ranked based on purchases of goods and services in 2025.
  • First Look: Paythru White-Label Wallet for EV Charging | Paythru, Visa | Page 4
    • Paythru will offer fleet operators a white-labeled wallet for EV charging payments via a partnership with Visa.
  • First Look: Sunmi Integrates Wink Biometric Platform | Sunmi, Wink, Qualcomm | Page 4
    • POS terminal manufacturer Sunmi has integrated Wink’s multifactor biometric payment platform with its Android-based devices to bring camera-based authentication to card payments.
Issue 1303
  • Article: Neema Push-to-Card Cross-Border Payments | Neema | Page 13
    • The company prioritizes speed while also optimizing transaction success rates by using multiple switches worldwide.
  • Article: Nexi Group Expands Card Processing in Europe | Nexi | Page 12
    • The company touts customer value management services it provides for payment cards in Italy, helping banks improve annual spending by X% per card.
  • Article: Visa Buys LATAM Processors | Visa, Advent International, Prisma Medios de Pago, Newpay | Page 12
    • Private equity firm Advent International has sold two of the three processing businesses it owned in Argentina to Visa.
  • Article: Merchant Processing Fees in the United States—2025 | Visa, Mastercard, American Express, Discover | Page 10
    • US merchants paid $XXX.XX billion in fees to accept general purpose and private label credit, debit and prepaid cards in 2025.
  • Data Table: Purchase Volume and Processing Fees 2025 | Visa, Mastercard, American Express, Discover | Page 10
    • The weighted average of processing fees that merchants paid last year as a percentage of purchase volume from all credit, debit and prepaid cards was X.XX%.
  • Article: FIS End-to-End Support for Agentic Commerce | FIS, Visa, Mastercard | Page 8
    • The company is adjusting its back-end systems to enable ISO messages that identify AI agent transactions within Visa Intelligent Commerce and Mastercard’s Agent Pay Acceptance Framework.
  • First Look: Verifone Integrates with Unzer | Verifone, Unzer | Page 3
    • Verifone hardware and merchant acquiring processing support capabilities are being integrated directly into the payment acceptance platform of payment service provider Unzer.
  • First Look: Intuit Integrates Claude AI Agent | Intuit, Anthropic | Page 3
    • Intuit will make Anthropic’s Claude AI agent technology available to midsized merchants to build custom AI agents supporting compliant workflows.
  • First Look: CellPoint Digital Adds PayPal | CellPoint Digital, PayPal | Page 4
    • CellPoint Digital has added PayPal as an option on its payment orchestration platform used by travel and retail merchants.
Issue 1302
  • Article: Consumer Direct ACH Payments—2025 | FedACH, EPN | Page 12
    • Last year, the monetary value of consumer direct payment ACH items handled by the FedACH and the EPN combined reached $XX.XXX trillion, up 6.7% from 2024.
  • Data Table: Consumer ACH Direct Payments-2025 | FedACH, EPN | Page 12
    • Payments made by telephone increased X.X% to XXX.X million last year, while the overall value of consumer direct payments climbed to $XX.XXX trillion.
  • Article: Badge Opens Access to Apple and Google Wallets | Badge, Apple, Google, Stripe, Synchrony, EY, Shift4, Wex, Hoka, Carrefour | Page 7
    • Badge offers card issuers, retailers and other companies the infrastructure layer technology that turns Apple and Google wallets into programmable, real-time interactive channels.
  • First Look: Paysafe US SMB Sales | Paysafe | Page 3
    • Paysafe has relaunched its US sales efforts aimed at small and midsized merchants, recruiting independent agents to solicit retail stores and restaurants.
  • First Look: TNS Launches TNSPay SmartRoute | Transaction Network Services | Page 3
    • TNS launched TNSPay SmartRoute, letting merchants, acquirers and processors define business rules to route transactions based on performance, geography, cost or maintenance.
  • First Look: UATP and Mica Partnership | UATP, Mica | Page 4
    • UATP partnered with Mica to enable merchants to allocate a single booking across multiple payment types in one transaction while managing settlement and reconciliation.
  • First Look: Amazon UK Pay by Bank | Amazon | Page 4
    • Amazon has launched pay by bank in the UK, letting customers select their bank at checkout to mimic their mobile banking app experience.
Issue 1301
  • Article: Visa Partners with Amenify | Visa, Amenify | Page 9
    • Residents of property management partners of Amenify will earn Amenify Cash in a digital wallet when they use their AI agents to pay rent and make online purchases with their Visa cards.
  • Article: Affirm Adds Fiserv for Debit Card Buy Now, Pay Later | Affirm, Fiserv, FIS | Page 8
    • BNPL transactions will flow over the Visa and Mastercard networks, and Affirm will support the credit underwriting in near real time for Fiserv debit card issuers.
  • First Look: PXP Integrates Stable Blockchain Settlement | PXP, Stable | Page 3
    • PXP will provide blockchain-based settlement for stablecoin payments for merchants connected to its gateway through a partnership with Stable.
  • First Look: CSG Payments Protection.ai | CSG | Page 3
    • CSG has launched CSG Payments Protection.ai, an AI and machine learning fraud and risk management service that identifies payment fraud across channels for merchants.
  • First Look: Bolt and Atomic Embedded Investing | Bolt, Atomic | Page 4
    • Bolt has expanded the superapp it makes available to buyers to include embedded investing capabilities through a deal with Atomic.
  • First Look: Sumitomo Mitsui Card Company Offers Clover | Sumitomo Mitsui Card Company, Fiserv | Page 4
    • Sumitomo Mitsui Card Company will offer small and midsize merchants in Japan Fiserv’s Clover suite of POS products beginning in late 2026.
  • First Look: Checkout.com Processing for Freenow | Checkout.com, Freenow by Lyft | Page 4
    • Checkout.com will provide digital payment processing in eight European countries for Freenow by Lyft’s taxi app.
Issue 1300
  • Article: Visa and Mastercard Worldwide thru 3Q 2025 | Visa, Mastercard | Page 12
    • From January 1 thru September 30, debit, credit and prepaid cards generated $XX.XXX trillion in purchase volume.
  • Article: Investments in Merchant Processing, Acquiring—2025 | Rapyd, Hala, Appcharge | Page 7
    • There were 91 seed, venture, strategic, private placement and private equity funding rounds in the merchant processing and acquiring sector of the payment card industry in 33 countries in 2025.
  • Data Table: Merchant Processing and Acquiring Investments by Region | Rapyd, Hala, Appcharge | Page 8
    • When measuring only investment deals for which the monetary value was publicly known, the top region was the Middle East and Africa.
  • First Look: Worldline MCP Servers for Agentic Commerce | Worldline | Page 3
    • Worldline has added Model Context Protocol servers to its Global Collect processing platform to bridge large language models and Worldline APIs to support agentic commerce.
  • First Look: Fiserv Unknown Shopper Insights | Fiserv | Page 3
    • Fiserv launched Unknown Shopper from Fiserv to transform payment data into actionable insights for retail, restaurant and fuel merchants to build customer segments.
  • First Look: Merchant Payment Ecosystem Event | Merchant Payment Ecosystem | Page 3
    • The Merchant Payment Ecosystem event will bring together 1,600+ global merchants and senior-level merchant payment professionals to explore the latest trends and technologies.
  • First Look: OneBill and Linked2pay Partnership | OneBill, Linked2pay | Page 3
    • OneBill has integrated with Linked2pay’s cloud-based payment gateway to offer card, ACH and remote deposit transaction services to ISOs and merchants.
  • First Look: Paysafe Processing for Pay.com | Paysafe, Pay.com | Page 4
    • Paysafe has become a recommended payment card processor for online merchants connected to the payment orchestration platform of Pay.com.
  • First Look: TreviPay Pay by Invoice with Visa | TreviPay, Visa | Page 4
    • TreviPay is making its Pay by Invoice order-to-cash accounts receivable automation technology available to Visa-issuing banks for B2B trade credit.
  • First Look: TrueLayer Pay by Bank with Stripe | TrueLayer, Stripe, Kustom Checkout | Page 4
    • TrueLayer expanded into Finland with Stripe and Kustom Checkout to offer pay by bank to 24,000 online merchants.
Issue 1299
  • Article: Stock Market Results by Payment Processors in 2025 | PayPal, Adyen, Block, Fiserv, FIS | Page 14
    • Combined, the 40 largest publicly traded payment processors held a market capitalization of $XXX.XX billion as of December 31, 2025.
  • Data Table: Publicly Traded Payment Processors-Market Capitalization Change | PayPal, Adyen, Block, Fiserv, FIS | Page 14
    • The 40 largest publicly traded payment processors are featured, headquartered in 16 countries and territories.
  • Article: Walmart Opposes Merchant Settlement with Mastercard, Visa and Top Card Issuers | Walmart, Visa, Mastercard | Page 10
    • The company asks that it and other merchants be permitted to opt out or have the class redefined to exclude large merchants from the proposed settlement.
  • Article: FreedomPay and Nuvei Form Global Partnership | FreedomPay, Nuvei | Page 7
    • Nuvei will gain access to card-present integrations from FreedomPay, which will expand globally through Nuvei’s back-end connections to acquirers.
  • Article: Global Brand Card Transactions Projected Worldwide—2030 | UnionPay, Visa, Mastercard, American Express, JCB, Discover, Diners Club | Page 5
    • UnionPay, Visa, Mastercard, American Express, JCB, Discover and Diners Club cards are projected to generate 1.XXX trillion purchase transactions in 2030.
  • First Look: Yowpay and Akurateco Partnership | Yowpay, Akurateco | Page 3
    • Yowpay formed a partnership with Akurateco to provide white-label payment software to PSPs, enterprise merchants and banks.
  • First Look: QNB Mastercard Acquiring in Syria | QNB, Mastercard | Page 3
    • QNB received a Mastercard license to extend issuing and acquiring into Syria, supporting the modernization of the country’s digital payment infrastructure.
  • First Look: Klarna Agentic Product Protocol | Klarna | Page 3
    • Klarna launched its Agentic Product Protocol to define a common language for how AI systems, merchants and platforms exchange product data.
  • First Look: Stripe Agentic Commerce Suite | Stripe | Page 4
    • Stripe Agentic Commerce Suite gives ecommerce platforms and retailers the ability to sell through multiple AI agents via a single integration.
  • First Look: Cuzdan Payment Orchestration | Cuzdan, PayTabs | Page 4
    • Cuzdan has launched a payment orchestration platform leveraging technology from Saudi Arabia-based PayTabs.
  • First Look: Payoneer Modernizes with Oscilar | Payoneer, Oscilar | Page 4
    • Payoneer selected Oscilar’s no-code risk decisioning platform to modernize fraud and risk intelligence across its core payment systems.
  • First Look: Visa Intelligent Commerce on AWS | Visa, Amazon Web Services | Page 4
    • AWS will offer Visa Intelligent Commerce on AWS Marketplace, providing developers and enterprises the ability to build agentic commerce and payment workflows at scale.
  • First Look: Fiserv Enables Visa Intelligent Commerce | Fiserv, Visa | Page 4
    • Fiserv will enable Visa Intelligent Commerce and deploy Trusted Agent Protocol to authenticate, retrieve, accept and process agentic transactions for merchants.
  • First Look: FIS Settles Worldpay Litigation | FIS, Worldpay, Global Payments, GTCR | Page 4
    • FIS will pay $210 million to settle litigation brought by large investment fund shareholders claiming damages tied to the FIS acquisition and subsequent sale of Worldpay.
Issue 1298
  • Article: Jifiti White-Label Support for AI-based Lending | Jifiti | Page 16
    • The white-label platform provider offers an orchestration layer that lenders can use to support agentic commerce.
  • Article: Worldwide Card Acceptance Locations for Global Brands—2025 | Visa, Mastercard, American Express, Discover, UnionPay, JCB, Diners Club | Page 8
    • The networks of Visa and Mastercard exceed XXX million merchant acceptance locations in more than 200 countries and territories.
  • Article: Card Fraud Losses Worldwide—2024 | Visa, Mastercard | Page 5
    • Payment cards issued in the US accounted for XX.31% of total card volume worldwide in 2024 but XX.87% of gross fraud losses worldwide.
  • Data Table: Card Fraud Losses 2010 Through 2030 | Visa, Mastercard | Page 5
    • By 2030, card fraud losses are projected to reach $XX.XX billion worldwide.
  • First Look: Beyond by RS2 European Acquiring | RS2 | Page 3
    • Beyond by RS2 has become a Principal Member of Mastercard in Europe, providing issuing and acquiring processing services directly for fintechs, corporations and retailers.
  • First Look: Slope Flexible Payments for Elite | Slope, Elite | Page 3
    • Slope will embed its flexible payments technology in the invoice platform of SaaS firm Elite, using AI-based underwriting for real-time risk assessment.
  • First Look: New Generation Kepler Platform | New Generation | Page 3
    • Kepler is an agentic commerce platform offering tools for retailers to upgrade their websites to be fully AI ready, allowing brands to structure product data for AI systems.
  • First Look: FreedomPay Gateway to Giving | FreedomPay | Page 4
    • FreedomPay launched Gateway to Giving, a digital donation program enabling consumers to add microdonations to purchases at the point of sale with a click, tap or insert.
  • First Look: Ebanx Network Tokens in LatAm | Ebanx | Page 4
    • Ebanx has extended its ability to deliver network tokens into Brazil, Chile, Peru, Colombia and the Dominican Republic for acquirers and emerging market companies.
Issue 1297
  • Article: Fime Testing, Certification and Strategy Consulting | Fime, Consult Hyperion | Page 14
    • The company doesn’t develop consumer payment technology, but develops testing technologies and advises merchant acquirers and POS manufacturers on compliance certifications.
  • Article: Consumer Payment Systems and PCE in the US—Projected | Visa, Mastercard | Page 8
    • General purpose and private label credit, debit, prepaid and EBT cards generated XX.XX% of consumer payment systems purchase volume in 2024.
  • First Look: Ecommpay Apple Pay QR Codes | Ecommpay, Apple | Page 3
    • UK-based full-stack payment service provider Ecommpay activated Apple Pay QR code functionality for all its merchants.
  • First Look: Nuvei Accepts Wero Digital Wallet | Nuvei, EPI | Page 3
    • Nuvei now offers ecommerce merchants payment acceptance for transactions originating from the European Payments Initiative’s Wero digital wallet.
  • First Look: Visa Intelligent Commerce Rollout | Visa, Ant International, Microsoft, LG Uplus, Perplexity, Stripe, Tencent | Page 3
    • Visa Intelligent Commerce, an API suite for AI agent payments, will roll out across Asia-Pacific in 2026 to help merchants recognize and verify AI agents.
  • First Look: Kurv Merchant Processing | Kurv, BharCap Partners | Page 4
    • Kurv (formerly EMS) provides a proprietary payment technology platform driving secure card processing, risk management and software solutions for over 30,000 businesses and ISO agents.
  • First Look: Spreedly Integrates Pix and NuPay | Spreedly, Ebanx | Page 4
    • Spreedly expanded its open payment platform to support Pix Automático and NuPay payments in Brazil through a connection provided by Ebanx.
  • First Look: Ingenico SoftPOS for Janam | Ingenico, Janam Technologies | Page 4
    • Ingenico’s PCI-compliant SoftPOS software for contactless payments has been added to Janam Technologies’ handheld rugged mobile computers.
  • First Look: NCR Voyix and Wex Fleet Partnership | NCR Voyix, Wex | Page 4
    • NCR Voyix and Wex partnered to integrate NCR’s payment gateway to facilitate fleet card transactions at POS systems across 18,000 US fuel stations.
  • First Look: Checkout.com Adopts Microsoft Azure | Checkout.com, Microsoft | Page 4
    • Checkout.com signed a multiyear technology agreement to adopt Microsoft Azure cloud infrastructure for its end-to-end payment processing and fraud prevention services.
Issue 1296
  • Article: Yuno Payment Orchestration and Infrastructure | Yuno, McDonald’s, Ant Group, NetEase, Rappi | Page 20
    • The company has connections to more than 1,000 payment acceptance methods for ecommerce transactions that originate from more than 190 countries.
  • First Look: Yapily Bank Account Verification | Yapily, Google, Adyen | Page 4
    • Google and Adyen will use Yapily to provide bank account verification to businesses as an optional value-added service across 19 European countries.
  • First Look: Barclays and Visa Partnership | Barclays, Visa | Page 4
    • Barclays and Visa extended a multi-decade partnership covering merchant acquiring in the UK, agentic commerce, and value-added services.
Issue 1295
  • First Look: Adyen Integrates with SAP Commerce Cloud | Adyen, SAP | Page 3
    • Adyen partnered with SAP to provide a fully integrated, cloud-native ecommerce payment extension for SAP Commerce Cloud customers without extensive development.
  • First Look: Bealls Accepts Crypto via Flexa | Bealls, Flexa | Page 3
    • Bealls integrated with Flexa to provide in-store payment acceptance for 99 cryptocurrencies, including Bitcoin and stablecoins, across 660 retail locations.
  • First Look: Stripe Stablecoin Acceptance for Subscriptions | Stripe | Page 4
    • Stripe expanded its stablecoin payment acceptance service to subscription businesses with recurring revenue models, allowing settlement in US dollars.
  • First Look: Yeeld Credit Card Surcharging | Yeeld | Page 4
    • Yeeld is offering credit card surcharging technology to merchants in Canada that calculates fees in near real time while maintaining compliance with network regulations.
  • First Look: Plaid Transfer for Platforms | Plaid | Page 4
    • Plaid launched Transfer for Platforms, enabling vertical SaaS platforms to integrate bill payments and disbursements directly into their products for seamless vendor payments.
  • First Look: Galileo Joins AWS Partner Network | Galileo, Amazon Web Services | Page 4
    • Galileo joined the Amazon Web Services Partner Network to give 130,000 companies faster access to its payment processing and financial services technology.
Issue 1294
  • Article: Payment Cards and Agentic Commerce | Visa, Mastercard, Stripe, OpenAI, Salesforce, Google, Walmart, Razorpay | Page 12
    • Mastercard Agent Pay and Visa Intelligent Commerce exist to provide guidance for safer token-based agent checkout.
  • Article: Spinwheel Credit Data | Spinwheel, Citi Ventures | Page 8
    • Spinwheel offers lenders, marketplaces and financial services companies a platform that delivers real-time access to verified consumer data that can be used to process payments.
  • Article: Wink Combines Biometrics with Card Payment Processing | Wink | Page 7
    • The company offers a wallet that can link biometric verification with payments, loyalty and access control applications.
  • Article: Top 150 Merchant Acquirers Worldwide—2024 | JPMorgan Chase, Worldpay, Fiserv, Global Payments, Nexi | Page 5
    • Total transactions of XXX.XX billion processed by the largest merchant acquirers increased X.1% from 2023.
  • Data Table: Largest 150 Merchant Acquirers Worldwide | JPMorgan Chase, Worldpay, Fiserv, Global Payments, Nexi | Page 5
    • The eight top acquirers processed XXX.55 billion global brand transactions in 2024, representing XX.9% of transactions generated by the top 150.
  • First Look: Affirm BNPL at Ace Hardware | Affirm, Ace Hardware | Page 3
    • Affirm is providing pay-over-time options to customers of Ace Hardware via a QR code scan at checkout on the POS terminal.
  • First Look: Bluefin Integrates with Alacriti | Bluefin, Alacriti | Page 3
    • Bluefin’s PCI-validated point-to-point encryption technology will be integrated with Alacriti’s Orbipay system to support in-person payments.
  • First Look: Checkout.com Bank Charter Application | Checkout.com | Page 4
    • Checkout.com applied for the Merchant Acquirer Limited Purpose Bank charter in Georgia, processing over $300 billion in ecommerce payments for clients like eBay and Klarna.
Issue 1293
  • Article: RCS to Boost Conversational Commerce | Authvia | Page 16
    • Rich Communication Services will make an impact on conversational commerce, offering merchants new ways to engage customers.
  • Article: Walmart Adds TreviPay for B2B Pay by Invoice Service | Walmart, TreviPay, Capital One | Page 14
    • Walmart business customers provided a line of credit by TreviPay will settle every purchase within 30 days.
  • Article: Asia-Pacific’s 37 Largest Merchant Acquirers-2024 | BC Card, KB Kookmin, Mitsubishi UFJ Nicos | Page 12
    • The acquirers listed handled credit, debit and prepaid card transactions from XX.1 million merchant outlets in the region.
  • Data Table: Top 37 Merchant Acquirers in Asia-Pacific | BC Card, KB Kookmin, Mitsubishi UFJ Nicos | Page 12
    • The 37 largest merchant acquirers processed $X.XXX trillion in payment card purchase volume in 2024.
  • Article: Nasdaq Verafin and BioCatch are Fraud Fighting Partners | Nasdaq Verafin, BioCatch | Page 8
    • By the end of this year, Nasdaq Verafin customers will see BioCatch alerts and risk signals in the Verafin platform.
  • First Look: FreedomPay Expands to Bahamas | FreedomPay | Page 3
    • FreedomPay expanded into the Bahamas to provide its payment gateway and orchestration platform to hotel, resort and restaurant businesses.
Issue 1292
  • Article: Payroc Expands Capabilities via Strategic Acquisitions | Payroc WorldAccess, LedgerPay, BlueSnap, Agilisa | Page 7
    • The company has entered into definitive agreements to acquire new assets to position Payroc to operate as a cloud-based, full-stack processor.
  • Article: Latin America’s 50 Largest Merchant Acquirers—2024 | Visa, Mastercard | Page 10
    • The top 10 acquirers collectively processed XX.7% of all Visa and Mastercard transactions handled by the 50 acquirers listed.
  • Data Table: 50 Largest Merchant Acquirers in Latin America | Cielo, Rede, Getnet | Page 10
    • The 50 largest merchant card processing portfolios in Latin America and the Caribbean processed XX.27 billion Visa and Mastercard transactions in 2024.
  • Article: Koin Offers Fraud Fighting, BNPL and Payments | Koin | Page 12
    • The company has facilitated more than $12 billion in payments over the last 12 months with losses to fraud below 0.1% for Latin America merchants.
  • Article: Thank You Gifts from Nift | Nift | Page 14
    • Higher-value discounts and other gift offers from more than 8,000 national and local merchant partners of Nift can be presented to cardholders.
  • First Look: Trust Payments Integrates Trulioo | Trust Payments, Trulioo | Page 3
    • Trust Payments integrated with Trulioo’s identity platform to support the verification of individuals and businesses when onboarding new merchant accounts.
  • First Look: Xero Adds Tap to Pay on iPhone | Xero, Stripe, Apple | Page 3
    • Xero added support for Apple’s Tap to Pay on iPhone to its US small business customers that use Stripe to process contactless card payments.
  • First Look: PXP Offers Castles POS Terminals | PXP, Castles Technology | Page 3
    • Omnichannel payment processor PXP will offer its merchants the Saturn range of Android-based POS terminals from Castles Technology.
  • First Look: Worldpay Offers Paze Checkout | Worldpay, Early Warning Services | Page 3
    • Worldpay will offer its online merchants Early Warning’s Paze checkout service to enable tokenized payments without requiring shipping information.
  • First Look: BHMI Concourse Software Update | BHMI | Page 3
    • BHMI updated its Concourse Financial Software Suite to support compliance with the Illinois Interchange Fee Prohibition Act, impacting merchant acquirers and processors.
  • First Look: NMI Adds Landi POS to Tap to Pay | NMI, Landi Global | Page 3
    • NMI added Landi Global’s M20 SE all-in-one Android-based device to its Tap to Pay portfolio of POS terminals for small businesses.
Issue 1291
  • Article: FIS and Circle are Partners for Stablecoin Payments | FIS, Circle | Page 14
    • FIS will add fraud detection technology to all USDC transactions integrated with its Money Movement Hub platform.
  • Article: Car IQ and Vehicle Payments | Car IQ | Page 12
    • Car IQ provides cardless fleet payments, enabling vehicles to initiate transactions for fuel and tolls.
  • Article: Real-Time Dynamic Currency Conversion | Currency Stream, EVO Payments, Global Payments | Page 10
    • Currency Stream provides cardholders, acquirers and PSPs with dynamic currency conversion at POS terminals and ecommerce sites.
  • Article: SanuPay Building Card Payment Switch in Ethiopia | SanuPay | Page 9
    • SanuPay is a start-up financed by UAE investors that aims to profit from Ethiopia’s potential as a market for card payments and POS terminals.
  • Article: Rapyd’s Fintech as a Service | Rapyd | Page 7
    • Offering merchants a fintech-as-a-service menu of products and services, including acquiring and payouts, has been the business of Rapyd since 2016.
  • First Look: Checkout.com Offers Visa Cards to Merchants | Checkout.com, Visa | Page 3
    • Checkout.com will offer physical and virtual Visa cards to UK and EEA merchants through its acquiring platform, giving them immediate access to acquired funds.
  • First Look: Global Payments Stadium Processing | Global Payments | Page 3
    • Global Payments will provide payment processing services at stadiums for the Minnesota Twins baseball team and Dallas Cowboys football team.
  • First Look: NewtekOne Integrated Onboarding | NewtekOne | Page 3
    • NewtekOne launched a fully integrated onboarding process providing merchants with a checking account and card payment processing account via a single application.
  • First Look: Splitit Integrates with Antom | Splitit, Antom | Page 3
    • Splitit’s card-linked installment payment technology will be integrated with Antom’s payment processing platform and merchant network globally.
  • First Look: Wanna Adds Accertify Fraud Prevention | Wanna, Accertify | Page 3
    • Sports betting network Wanna installed Accertify’s fraud prevention, digital identity and chargeback management service, alongside its PayNearMe payment services.
  • First Look: GoCardless Same-Day Payments | GoCardless | Page 3
    • GoCardless announced enhanced predictive capabilities to make same-day payments to merchants on 96% of its UK direct debit transactions.
  • First Look: Balance Offers Pay Later on Alibaba | Balance, Alibaba.com | Page 3
    • Balance will provide Pay Later for Business on Alibaba.com to embed B2B pay-by-invoice and real-time credit risk management for US small and midsized businesses.
Issue 1290
  • First Look: Mattilda Uses Gr4vy Payment Orchestration | Mattilda, Gr4vy | Page 3
    • Mattilda became a payment facilitator for private schools by leveraging Gr4vy’s payment orchestration platform to launch a white-label service called Mattilda Pay.
  • First Look: Aliaswire Launches DirectEmbed | Aliaswire | Page 3
    • Aliaswire launched DirectEmbed, a receivables management and payfac processing service built for vertical SaaS providers to handle onboarding, underwriting and reporting.
  • First Look: Bolt Connect for Marketplaces | Bolt | Page 3
    • Bolt added Bolt Connect, a product designed to help marketplaces onboard merchants faster through a single integration with compliance workflows and low-fee payouts.
Issue 1289
  • Article: Worldpay Expands in the UK with Santander Partnership | Worldpay, Santander UK | Page 13
    • Already the largest merchant acquirer in the UK, Worldpay will gain additional scale through a revenue sharing agreement with Santander.
  • Article: Merchant of Record Processing Model | Paddle, Stripe, Polar | Page 12
    • An MoR is a legal entity that assumes all liabilities associated with commerce, including payment of taxes and compliance with local consumer laws.
  • Article: Card Industry Litigation Updates in the US and UK | Visa, Mastercard, Apple | Page 8
    • Three lawsuits pertaining to payment card interchange were impacted by decisions made by US federal judges and the UK’s Competition Appeal Tribunal.
  • First Look: Payfinia Offers Paze Checkout | Payfinia, Early Warning Services | Page 3
    • Payfinia will provide its community financial institution customers access to the Paze digital wallet ecommerce checkout service from Early Warning Services.
  • First Look: EverC Instant Onboarding | EverC | Page 4
    • EverC launched Instant Onboarding, a product that assesses risk in real time, scans websites, and detects fake storefronts when adding new ecommerce merchants.
  • First Look: Bluevine Integrates Stripe Payments | Bluevine, Stripe | Page 4
    • Bluevine launched Invoicing and Payment Links enabling businesses to create free invoices linked to Stripe processing for credit, debit, digital wallets, or ACH.
Issue 1288
  • Article: Xoxoday Loyalty & Rewards for Customer Engagement | Xoxoday | Page 14
    • The company provides a suite of five interconnected products covering customer engagement channels, including customer rewards and loyalty for merchants.
  • Article: Middle East and Africa’s Largest Merchant Acquirers—2024 | Network International, Paymob, Geidea | Page 12
    • The 36 acquirers listed accepted X.XX billion Visa and Mastercard transactions in 2024, an increase of XX.1% over 2023.
  • Data Table: Largest Merchant Acquirers in the Middle East and Africa | Network International, Paymob, Geidea | Page 13
    • The top 36 merchant acquirers in the MEA region are ranked based on Visa and Mastercard transactions.
  • Article: Deutsche Bank Partners with Silverflow for Merchant Processing | Silverflow, Deutsche Bank | Page 10
    • Silverflow provides cloud-based merchant processing services to payment service providers, payfacs, and acquiring banks.
  • First Look: CaixaBank Offers Tap to Pay on iPhone | CaixaBank, Global Payments, Apple | Page 3
    • CaixaBank is the first financial institution in Spain to offer Apple’s Tap to Pay on iPhone to XXX,000 POS terminals through its Comercia Global Payments partnership.
  • First Look: Fiserv and PayPal Stablecoin | Fiserv, PayPal | Page 3
    • Fiserv will develop the FIUSD stablecoin and integrate it with PayPal’s PYUSD to develop use cases such as cross-border and merchant transactions.
  • First Look: Mastercard Supports Fiserv FIUSD | Mastercard, Fiserv | Page 4
    • Mastercard plans to make Fiserv’s programmable FIUSD stablecoin available as a settlement option for merchants on its global network.
  • First Look: Elavon Expands Wyndham Partnership | Elavon, Wyndham Hotels | Page 4
    • Merchant acquirer Elavon expanded an existing processing deal with Wyndham Hotels to include more than 6,000 franchise locations in the US and Canada.
  • First Look: Adyen Implements JCB Tokenization | Adyen, JCB | Page 4
    • Adyen became the first company to offer and implement JCB’s card-on-file tokenization service, replacing merchant-stored card numbers with anonymized numbers.
  • First Look: Spreedly Integrates Visa Account Updater | Spreedly, Visa | Page 4
    • Spreedly enhanced its open payments platform with Visa Account Updater to deliver just-in-time card updates on demand to card-on-file and subscription merchants.
  • First Look: TreviPay Offers B2B Pay by Invoice | TreviPay, HSBC | Page 4
    • TreviPay’s order-to-cash technology will be offered by HSBC to its UK corporate customers, allowing businesses to embed trade credit in their online B2B sales channels.
Issue 1287
  • Article: Largest Merchant Acquirers in Europe—2024 | Worldpay, Nexi, Fiserv, Adyen, Barclays, Worldline, Global Payments, J.P. Morgan Payments | Page 5
    • The top 45 processed XXX.05 billion Mastercard and Visa transactions in 2024, up X.4% year over year.
  • Data Table: Largest 45 Merchant Acquirers in Europe—2024 Ranked by Visa and Mastercard Transactions | Worldpay, Nexi, Fiserv, Adyen, Barclays | Page 6
    • The 45 acquirers ranked accepted transactions from XX.X million active merchant outlets in Europe.
  • Article: NewPOS Mobile Terminal | NewPOS Technology | Page 13
    • The Android-based New9830 terminal with a 6.75-inch touchscreen is aimed at small and midsized retailers, restaurants, clinics and hospitality providers.
  • Article: Banked A2A Payments Network | Banked | Page 9
    • The company has spent the last five years building A2A capabilities that leverage real-time banking rails in Australia, the UK and the US.
  • First Look: Trust Payments Integrates Trulioo | Trust Payments, Trulioo | Page 3
    • Trust Payments integrated with Trulioo’s platform to verify individuals and businesses when onboarding new merchant accounts across the UK and EU.
  • First Look: Xero Adds Tap to Pay on iPhone | Xero, Stripe, Apple | Page 4
    • Xero added support for Apple’s Tap to Pay on iPhone to its US small business customers that use Stripe to process contactless card payments.
  • First Look: PXP Offers Castles POS Terminals | PXP, Castles Technology | Page 4
    • Omnichannel payment processor PXP will offer its merchants the Saturn range of Android-based POS terminals from Castles Technology.
  • First Look: Worldpay Offers Paze Checkout | Worldpay, Early Warning Services | Page 4
    • Worldpay will offer its online merchants Early Warning’s Paze checkout service to enable tokenized payments without requiring shipping information.
  • First Look: BHMI Concourse Software Update | BHMI | Page 4
    • BHMI updated its Concourse Financial Software Suite to support compliance with the Illinois Interchange Fee Prohibition Act, impacting merchant acquirers and processors.
  • First Look: NMI Adds Landi POS to Tap to Pay | NMI, Landi Global | Page 4
    • NMI added Landi Global’s M20 SE all-in-one Android-based device to its Tap to Pay portfolio of POS terminals for small businesses.
Issue 1286
  • Article: Affirm’s AdaptAI Helps Merchants Target Offers | Affirm | Page 12
    • The technology provides customized promotions and credit offers to specific consumers that merchants want to target.
  • Article: Chargeflow Chargeback Management for PSPs | Chargeflow, Stripe, Klarna | Page 10
    • Payment service providers and fraud fighting specialists can offer their merchants the chargeback management technology of Chargeflow on a white-label basis.
  • Article: FIS Money Movement Hub | FIS | Page 9
    • Users can reach real-time payment networks FedNow and TCH via a single API, with ACH and Visa Direct to be added this year.
  • First Look: Nexi Partners with Planet | Nexi, Planet | Page 4
    • Nexi formed a partnership with Planet to provide hospitality industry customers with a single source for payment processing and value-added services.
  • First Look: Fiserv Launches Clover Hospitality | Fiserv, BentoBox | Page 4
    • Fiserv launched Clover Hospitality by BentoBox, a customized POS and business management platform built for upper-market restaurants to increase operational efficiencies.
  • First Look: Nuvei Accepts Wero Digital Wallet | Nuvei, EPI | Page 4
    • Nuvei now offers ecommerce businesses payment acceptance for transactions originating in the Wero digital wallet from the European Payments Initiative.
  • First Look: EverC Smart Scan for Acquirers | EverC | Page 4
    • EverC offers AI-driven risk management assessments via Smart Scan to help marketplaces and acquirers identify product listing violations of card network rules.
  • First Look: Cross Switch Expands in Kenya | Cross Switch, Pesawise | Page 4
    • Payment service provider Cross Switch expanded into Kenya in partnership with Pesawise to serve merchants across Africa and Latin America.
  • First Look: Worldpay Obtains Colombian Acquiring | Worldpay | Page 4
    • Worldpay obtained domestic acquiring capabilities in Colombia, expanding its Latin American footprint which already includes Argentina, Brazil and Mexico.
Issue 1285
  • Article: Splitit’s Embedded White-Label BNPL for Merchants | Splitit | Page 12
    • Splitit’s BNPL service is embedded in the merchant’s checkout page on a white-label basis, using the line of credit tied to a cardholder’s existing credit card.
  • Article: Forter Payment Optimization | Forter | Page 10
    • Forter offers ecommerce merchants support with fraud management risk analysis and payment optimization to maximize the conversion of valid sales.
  • First Look: dLocal Supports PayPal Enterprise Payments | dLocal, PayPal | Page 3
    • dLocal will provide access to payment processing and local payment methods in over 40 emerging markets to global customers of PayPal Enterprise Payments.
  • First Look: Chargeflow Connect Automation | Chargeflow | Page 3
    • Chargeflow launched Chargeflow Connect, enabling payment facilitators, ISOs and fraud platforms to offer natively integrated, end-to-end chargeback automation to merchants.
  • First Look: First Cash Solution Promotes JCB | JCB, First Cash Solution | Page 3
    • JCB contactless card acceptance will be promoted in Germany by First Cash Solution, an independent acquirer with 22,000 merchant customers.
  • First Look: Klarna BNPL UK Growth | Klarna | Page 3
    • Klarna’s customer base grew to 11 million UK consumers who can access its BNPL options at 60,000 merchants, doubling its merchant base in the last 12 months.
  • First Look: Adyen Uses Fiskil Open Banking | Adyen, Fiskil | Page 4
    • Adyen will use open banking infrastructure from Fiskil to improve merchant onboarding and account verification in Australia.
Issue 1284
  • Article: Barclays’ Payment Acceptance Business to Brookfield | Barclays, Brookfield | Page 14
    • Alternative asset management firm Brookfield has entered a partnership with Barclays Bank in the UK to carve out its payment acceptance business.
  • Article: Global Payments and FIS in Deals to Scale Their Processing Businesses | Global Payments, FIS, Worldpay | Page 10
    • Global Payments wants to purchase Worldpay for $XX.70 billion and simultaneously, FIS will pay $XX.50 billion to purchase Global Payments’ Issuer Solutions business.
  • Article: Payment and Identity Infrastructure for Autonomous AI Agents | Skyfire | Page 9
    • Skyfire offers an interoperable network that provides autonomous AI agents the ability to pay sellers of digital data, applications, goods and services.
  • First Look: CellPoint Digital Integrates Checkout.com | CellPoint Digital, Checkout.com | Page 3
    • CellPoint Digital integrated Checkout.com’s global acquiring, digital payment processing and optimization capabilities with its travel merchant orchestration platform.
  • First Look: Klarna on Fiserv Clover POS | Klarna, Fiserv | Page 4
    • Klarna’s immediate debit and interest-free installment payment options will be available for in-store purchases at 100,000 small businesses using Fiserv’s Clover POS.
  • First Look: U.S. Bank Business Essentials | U.S. Bank | Page 4
    • U.S. Bank launched Business Essentials, offering businesses checking accounts combined with card payment acceptance, free same-day funding and a mobile card reader.
  • First Look: Deluxe Integrates SchoolAuction.net | Deluxe, SchoolAuction.net | Page 4
    • Deluxe payment processing services integrated with SchoolAuction.net’s platform used by schools and nonprofits for fundraising events.
  • First Look: Fiserv Launches Clover in Australia | Fiserv | Page 4
    • Fiserv launched its Clover all-in-one hardware and software POS system for small and midsized hospitality, service and retail businesses in Australia.
  • First Look: Trulioo Verification for PingPong | Trulioo, PingPong | Page 4
    • Trulioo will provide its automated Business Verification and Watchlist Screening products to PingPong, a cross-border B2B payment platform processing over $250 billion.
Issue 1283
  • Article: Card-Present Transactions for Online Merchants | Burbank | Page 10
    • Burbank software adds a PIN pad to a buyer’s phone to convert online payments to card-present transactions.
  • First Look: Global Payments and FIS M&A Deals | Global Payments, FIS, GTCR, Worldpay | Page 4
    • Global Payments will purchase 100% of merchant acquirer Worldpay for $XX.70 billion, while FIS simultaneously acquires Global Payments’ Tsys card processing business.
  • First Look: TreviPay Order-to-Cash B2B with HSBC | TreviPay, HSBC | Page 4
    • TreviPay’s order-to-cash technology will allow HSBC to offer UK corporate customers the ability to embed trade credit in their online B2B sales channels.
Issue 1282
  • Article: Ingenico’s Axium CX9000 | Ingenico | Page 11
    • The company has launched an Android 14-based, all-in-one checkout device with a pair of touchscreens for merchants.
  • Article: Largest Merchant Acquirers in the US—2024 | J.P. Morgan Payments, Fiserv, Worldpay, Global Payments, Bank of America | Page 5
    • Purchase transactions processed by the top three acquirers totaled XXX.85 billion in 2024, up X.5% over 2023.
  • Data Table: The 7 Largest US Acquirers—2024 Ranked by Total Purchase Volume (in Bil.) | J.P. Morgan Payments, Fiserv, Worldpay, Global Payments, Bank of America, Elavon, Wells Fargo | Page 5
    • J.P. Morgan Payments overtook Fiserv for the top position based on all card purchase transactions.
  • Data Table: Top 59 Merchant Acquirers in the US—2024 Ranked by Mastercard and Visa Purchase Volume | J.P. Morgan Payments, Fiserv, Worldpay, Global Payments | Page 7
    • The top 10 acquirers ranked by Mastercard and Visa volume handled $X.294 trillion in purchase volume from XXX.03 billion transactions.
  • Article: Pay by Bank for Cannabis | Greencard Payments, Vivid Commerce | Page 14
    • Greencard provides POS software to facilitate account-to-account payments via the automated clearing house network for cannabis dispensaries.
  • Article: Token.io Uses API Connectivity for A2A Payments | Token.io | Page 12
    • Using open banking APIs connected to more than 2,000 banks in Europe, Token.io has built an account-to-account payment network that covers 22 countries.
  • Article: Verifone and PayPal are Omnichannel Partners | Verifone, PayPal | Page 10
    • A new go-to-market strategy features Verifone hardware and software, while PayPal provides acquiring services.
  • First Look: Moneris Offers Cardstream Payment Facilitation | Moneris Solutions, Cardstream | Page 4
    • Moneris Solutions is offering payment facilitation services through Moneris Link, which leverages Cardstream’s payment-facilitation-as-a-service platform for ISOs and ISVs.
  • First Look: Cashflows Acquiring BIN Sponsorship | Cashflows, Mswipe | Page 4
    • UK-based Cashflows will provide acquiring BIN sponsorship to Mswipe, allowing the fintech to act as an acquirer to small businesses in the United Kingdom.

Explore Merchant Acquiring by Topic

Merchant acquiring sits at the center of the global payments ecosystem. Every ecommerce checkout, point-of-sale transaction, digital wallet purchase, subscription payment, marketplace payout, and omnichannel commerce experience depends on the infrastructure operated by merchant acquirers, payment processors, gateways, orchestration platforms, and acceptance technology providers.

  • Largest Merchant Acquirers Worldwide
    Explore rankings, transaction volume, market share, and competitive positioning among the world’s largest merchant acquirers and payment processors.
  • Payment Orchestration Platforms
    Coverage of orchestration providers, routing technologies, tokenization systems, payment optimization tools, and merchant infrastructure modernization.
  • Cross-Border Ecommerce Payments
    Analysis of international ecommerce acceptance, local acquiring, alternative payment methods, digital wallets, and global merchant expansion.
  • Merchant Processing Fees & Industry Economics
    Coverage of merchant fees, interchange economics, processor valuations, M&A activity, investments, and acquiring industry consolidation.
  • AI & Agentic Commerce in Payments
    Research and reporting on AI-driven payments, fraud prevention, autonomous commerce, payment authentication, and intelligent payment infrastructure.
  • POS & Merchant Acceptance Technology
    Coverage of POS systems, merchant acceptance devices, SoftPOS, tap-to-pay, biometric payments, and emerging payment hardware.
  • 2026 Editorial Calendar
    Highlights a full year of proprietary payments industry research, rankings, and statistical analysis.

Unlock the Full Merchant Acquiring Dataset

What you’re seeing here is only a fraction of the data, and just one of eight topics in our expertise.

The Nilson Report provides full access to:

  • Complete acquirer rankings
  • Proprietary data tables and charts
  • Articles based on executive-level interviews with companies shaping the industry

All data sourced directly from financial institutions and payment providers and never aggregated, never sponsored.

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Merchant acquiring refers to the systems, institutions, and technologies that allow businesses to accept payment cards and digital payments. Acquirers connect merchants to card networks, manage transaction routing and authorization, facilitate settlement, and increasingly provide value-added services such as fraud prevention, orchestration, tokenization, AI-driven optimization, and omnichannel commerce support.

The merchant acquiring sector has evolved far beyond traditional card acceptance. Today’s ecosystem includes:

  • Global merchant acquirers
  • Payment facilitators (PayFacs)
  • Payment orchestration providers
  • POS technology platforms
  • Ecommerce processors
  • Open banking infrastructure
  • AI commerce enablement
  • Tokenization and fraud platforms
  • Cross-border payment optimization
  • Embedded finance and B2B payment infrastructure

The Nilson Report tracks how these technologies and companies are reshaping global commerce.

Modern commerce depends on fast, secure, intelligent payment acceptance infrastructure. Merchant acquirers and processors now play a critical role in ecommerce growth, omnichannel retail, AI-driven commerce, subscription billing, B2B payments, digital wallets, and global transaction routing.

As merchants expand internationally and consumer payment preferences evolve, acquiring platforms increasingly compete on:

  • Authorization optimization
  • Local acquiring capabilities
  • Orchestration and routing
  • Tokenization
  • AI-powered fraud prevention
  • Payout infrastructure
  • Embedded finance
  • Omnichannel acceptance
  • Real-time payments
  • Open banking connectivity

At the same time, the largest acquirers continue consolidating scale while investing heavily in cloud-native processing, value-added services, and agentic commerce infrastructure.

The Nilson Report analyzes these developments through proprietary rankings, executive interviews, market statistics, and transaction data covering the global merchant acquiring ecosystem.

The merchant acquiring market is led by a small group of global processors handling trillions of dollars in purchase volume annually across millions of merchant acceptance locations.

The Nilson Report provides ongoing coverage of:

  • Largest Merchant Acquirers Worldwide
  • Largest Merchant Acquirers in the United States
  • Largest Merchant Acquirers in Europe
  • Latin America Merchant Acquirers
  • Asia-Pacific Merchant Acquirers
  • Middle East and Africa Merchant Acquirers

Coverage includes:

  • Transaction rankings
  • Purchase volume rankings
  • Merchant outlet counts
  • Growth trends
  • Market share shifts
  • Consolidation activity
  • Processor expansion strategies

Companies frequently covered include:

  • Fiserv
  • JPMorgan Payments
  • Worldpay
  • Global Payments
  • Adyen
  • Nexi
  • Worldline
  • Stripe
  • Checkout.com
  • Nuvei
  • Elavon
  • Bank of America
  • PayPal
  • Barclays
  • Rapyd

The Nilson Report also tracks investments, acquisitions, and strategic partnerships reshaping the competitive landscape of merchant processing worldwide.

Digital commerce continues driving rapid growth in payment acceptance infrastructure worldwide. Ecommerce expansion, digital wallets, embedded payments, mobile commerce, and alternative payment methods are forcing processors and acquirers to modernize their systems for higher transaction volumes and more complex payment flows.

The Nilson Report covers:

  • Global payment processing growth
  • Merchant acceptance expansion
  • Omnichannel commerce
  • Payment gateway infrastructure
  • Cloud-native processing
  • Real-time payment connectivity
  • Payment routing technologies
  • Cross-border acquiring
  • Local payment method and brand integration
  • Open banking infrastructure
  • Account-to-account payments
  • Stablecoin and blockchain settlement models

Coverage also examines how processors and orchestration platforms optimize:

  • Authorization rates
  • Settlement efficiency
  • Payment acceptance
  • Interchange costs
  • Fraud mitigation
  • Transaction routing
  • Merchant conversion performance

Payment orchestration has become one of the fastest-growing segments of merchant acquiring infrastructure. Large merchants increasingly rely on orchestration platforms to manage multiple processors, payment methods, currencies, fraud tools, token services, and routing strategies through a unified layer.

The Nilson Report tracks how orchestration providers are transforming:

  • Ecommerce payments
  • Enterprise merchant processing
  • Marketplace payments
  • Travel payments
  • Subscription commerce
  • Omnichannel retail
  • Mobile commerce
  • Embedded payments

Coverage includes companies and technologies focused on:

  • Intelligent routing
  • Payment optimization
  • Multi-acquirer connectivity
  • Tokenization
  • Local acquiring
  • Smart retries
  • Payout management
  • Network token infrastructure
  • Payment APIs
  • Merchant infrastructure modernization

The publication also follows the growth of:

  • Payment facilitators
  • Embedded acquiring
  • Merchant-of-record models
  • Vertical SaaS payments
  • Marketplace acceptance platforms

Artificial intelligence is rapidly reshaping merchant payments. Acquirers, processors, networks, and merchants are investing heavily in AI-driven fraud prevention, intelligent routing, autonomous commerce systems, and agentic payment infrastructure.

The Nilson Report covers emerging developments involving:

  • AI payment agents
  • Agentic commerce
  • AI-assisted checkout
  • Payment authentication
  • Fraud fighting technologies
  • Merchant risk management
  • Tokenized AI transactions
  • AI-enabled payment orchestration
  • Machine-learning authorization optimization

Coverage includes initiatives from:

  • Visa Intelligent Commerce
  • Mastercard Agent Pay
  • Stripe Agentic Commerce
  • FIS
  • Fiserv
  • Verifone
  • Nexi
  • Yuno
  • EverC
  • Chargeflow
  • Klarna
  • Worldline

The publication also examines how AI is influencing:

  • Chargeback prevention
  • Merchant onboarding
  • Transaction monitoring
  • Dispute management
  • Cybersecurity
  • Payment compliance
  • Digital identity verification

Merchant acceptance technology continues evolving rapidly as processors and retailers modernize checkout experiences across physical and digital commerce environments.

The Nilson Report covers:

  • POS terminals
  • SoftPOS
  • Tap-to-pay
  • Mobile acceptance
  • Android payment devices
  • Biometric payments
  • QR code payments
  • Unattended commerce
  • Hospitality payments
  • Fuel and convenience payments
  • Omnichannel checkout systems

Coverage includes:

  • Verifone
  • Ingenico
  • Clover
  • NCR Voyix
  • Sunmi
  • NewPOS
  • Sound Payments
  • Paythru
  • PXP
  • NMI
  • Fiserv
  • Adyen

The publication also follows how merchant acceptance technologies integrate:

  • Tokenization
  • AI-driven workflows
  • Digital wallets
  • EV charging payments
  • Loyalty systems
  • Biometric authentication
  • Cross-border acceptance
  • Crypto acceptance
  • Open banking rails

Expertise

Merchant Acquiring Data, Rankings & Industry Insights

Current Newsletter

Nilson Report

1311

July 2026
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