Highnote Stablecoin Funding for Commercial Cards

BVNK provides digital wallets that businesses use to hold US dollar-denominated stablecoin assets. Highnote provides cloud-based card account processing to businesses with commercial card products. The companies have become partners. Businesses use Highnote for fleet, corporate and prepaid commercial card products. All spending tied to cards on the Highnote platform is prefunded. Businesses use the […]

Card Payments in Europe

Other factors that motivate the move to sovereignty these days include stricter European standards for the protection of commercial and personal data, using tougher European protocols to secure card transactions and the desire to impose lower interchange and network fees for transactions that occur between a cardholder and merchant from different countries within Europe.

Affiniti Cards for Trade Associations

Start-up Affiniti, which has received $28 million in two funding rounds, provides unsecured credit cards to owners of small businesses in the US who are members of trade associations. While the number of independent businesses in many vertical markets are shrinking due to consolidation, those that remain are often outside of the targeted area of […]

Dynamic CVV on Mobile App

Safecypher’s dynamic CVV can be used with Apple and Android smartphones and tablets that incorporate biometric authentication.

Third 50 Largest US Credit Card Issuers—2024

Visa and Mastercard credit card issuers in the US ranked 101 through 150 largest based on outstanding receivables at yearend 2024 are listed here. Consumer, business and commercial credit card products are combined.

Visa Adds BNPL Cards

Most buy now, pay later (BNPL) purchases initiated through fintechs are authorized outside of the global card networks yet the vast majority of those transactions are paid off using a global brand debit card.

US Card Spending at Merchants—2024

Purchase volume generated by consumer, small business and commercial card products issued by the top 100 issuers in the United States reached $8.792 trillion in 2024, an increase of 3.9% over 2023. Purchase volume, which is spending for goods and services, included American Express, Discover, Mastercard and Visa cards combined with domestic-only brands led by […]

Fico’s Marketplace B2B Hub

The digital data hub was created to give Fico Platform users easy access to third-party providers of prebuilt analytics products and services used in conjunction with Fico capabilities.