JPMorgan Chase, the largest US credit card issuer based on purchase volume, will become the top issuer based on outstanding receivables when it closes on the acquisition of the more than $20-billion Apple Card portfolio from Utah-based Goldman Sachs Bank USA. Chase will pay a discount on that amount in the 7% range.
From January 1 through September 30, 2025, American Express, Discover, Mastercard and Visa brand credit, debit and prepaid cards issued in the US generated $8.469 trillion in purchase volume for goods and services. This was up 6.4% compared to the first nine months of 2024.
Walmart would prefer going to trial versus accepting the out-ofcourt settlement. The retailer states the proposed settlement “ignores the best possible relief that the class stands to obtain if the pending antitrust claims (which have already survived summary judgment) are vindicated at trial.”
Asia–Pacific is the top region for global network cards. Purchase transactions are projected to reach 518.56 billion in 2030, up 35.4% from 2025.
When measuring all purchase transactions on the global networks for the first six months of 2025, debit cards accounted for 65.45%, up 22 basis points (bps) versus the first six months of 2024.
White-label embedded lending platform provider Jifiti can provide the orchestration layer that lenders need to facilitate an entire AI-based lending process, including loan origination, know your customer (KYC) and know your business (KYB) compliance, verification of identity and documents, fraud protection, underwriting of credit and more. Lenders that link to Jifiti don’t need to replace their existing core systems. Jifiti automates their systems to deliver real-time credit decisioning.
The 10 largest issuers accounted for 44.5% of purchase volume among the 150 largest.
Visa’s $2.430 trillion in consumer credit card purchase volume gave it a 55.65% market share, up from 55.43% in 2023. Mastercard’s $1.057 trillion was good for a 24.20% share, up from 23.98%.
Typically, media platforms are optimized toward clicks and views. However, messages from Rokt are not banners placed within the peripheral view of a cardholder. They are delivered when cardholders are financially engaged. Presenting the right message at the right time improves acceptance.
US cards were tied to 41.87% of fraud losses worldwide. Overwhelmingly, fraud losses in the US are a card-not-present (CNP) problem. Among all world regions, the US ranks first in dollars lost to CNP fraud.
