Humans are in the loop of nearly all commerce that involves AI agents shopping for goods and services. They trigger the release of payment credentials. Fully agentic commerce will occur when AI agents use payment credentials. When that day comes, card issuers and merchant acquirers will need an auditable, observable and traceable evidence protocol to manage the risks of chargebacks and fraud. A-Comm Technologies has developed an open source (Apache License 2.0) protocol that provides observability into what an agent did and why—traceability from a cardholder’s intent through settlement ...