Bank of America Merrill Lynch (BofA Merrill) is the largest U.S. issuer of Visa/Mastercard purchasing cards and second largest issuer of corporate (travel & entertainment) cards based on purchase volume. BofA Merill began offering virtual cards to large and midsized businesses for payment of invoices in 2005. Since then the company has steadily innovated within its Virtual Payables platform to help its 1,500 corporate customers feel more comfortable using virtual cards to replace paper checks. In addition to adding new use cases for virtual cards, it has added ancillary services such as mo...