Early Warning Services operates Zelle, the largest US person-to-person money transfer service, as well as Paze, the fastest growing ecommerce checkout service. The company’s third business unit, which focuses on US consumer and business deposit account verification and fraud fighting products, now operates under a new brand name. Certos is the name Early Warning Services has chosen for a business that screened more than $11.400 trillion in payments (ACH, check, bank transfers) last year, stopping more than $3.70 billion in fraud. The company receives positive and negative information f...