Visa purchased payment gateway and fraud management provider CyberSource in 2010 and since that time has made significant investments in the company’s operations and infrastructure. The aim was to expand the company’s suite of payment management services and broaden its customer base. CyberSource has moved beyond focusing on purchases at web merchants to include purchases that originate in all channels including mobile, kiosks, call centers, IoT, and in-store. Expansion of CyberSource’s customer base beyond direct relationships with web merchants, where new customers are mostly gained...