Household Debt and Credit Cards in the US

Article

Household Debt and Credit Cards in the US — 2025

Credit card outstandings tied to Visa, Mastercard, American Express and Discover cards—combined with store, fuel, medical and all other types of private label credit card outstandings—grew 3.5% in 2025 to reach $1.553 trillion over year-end 2024. The rate of inflation in 2025 was 2.6%. For the complete ranking, log in and download Issue 1317. This credit card debt figure, which includes all consumer and commercial products, was compiled by the Nilson Report from its proprietary surveys of financial instituti...

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Nilson Report

1317

October 2026

Articles in this Issue

Charts, Tables and Graphs in this Issue

Available only to subscribers

Top 150 Credit Card Issuers — 2025

Largest Credit Card Issuers (Ranked by Outstandings at Year-End 2025)

Largest Credit Card Countries (Ranked by Market Share of Outstandings at Year-End 2025)

Largest Credit Card Portfolios Worldwide — 2025

Private Label US Store Credit Cards — 2025 with Change vs. 2024

US Credit Card Debt and Consumer Credit — 2025

Total Household and Credit Card Debt — 2025

Credit Card Debt as a Percentage of Consumer Credit — 1985-2025

Asia–Pacific’s 50 Largest Payment Card Issuers (Purchase Volume Among the Top 50 in 2025 by Brand and Product)

Top General Purpose Card Issuers in Asia–Pacific — 2025 (UnionPay, Mastercard, Visa, JCB, Amex, Diners Club and Domestic-Only Cards)

Top General Purpose Card Issuers in Asia–Pacific — 2025 (Top 50 Credit Card Issuers)

Top General Purpose Card Issuers in Asia–Pacific — 2025 (Top 50 Debit Card Issuers)

US Mastercard Send/Visa Direct Debit Card Transfers — 2025

Payment Companies Traded on Global Stock Markets