Worldline’s Ingenico business unit is known for its POS terminals. Nearly 40 million devices worldwide carry the Ingenico brand. However, the company is pivoting from hardware to software with the commercial launch of PPaaS—payments platform as a service. The cloud-based, API-driven PPaaS, which will launch in 9 countries, was created to give merchant acquirers the ability to compete in-store and omni-channel with digital-first payment/commerce aggregators such as Square, Stripe and Zettle. Traditional POS terminals use embedded software to perform payment and commerce applications on t...