Merchant Processing Fees in the United States

Article

Merchant Processing Fees in the United States — 2025

Credit, debit and prepaid cards issued in the US—both general purpose and private label brands—generated $12.498 trillion in purchase volume (spending for goods and services) in 2025, up 5.0% from 2024. For the complete ranking, log in and download Issue 1303. Purchase volume of $6.816 trillion generated by general purpose (Visa, Mastercard, American Express and Discover) and private label (retail, fuel and medical) credit cards accounted for 54.54% of total purchase volume. Purchase volume of $5.682 tril...

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