PNC Bank is the 4th largest issuer of debit cards in the United States. The company recently launched an overhaul to its overdraft policy that will inform consumers of an impending overdraft and concurrent charge and eliminate it if the consumer cures the overdraft within a set timeframe. PNC calls the service Low Cash Mode. Users will set a cash threshold and receive a notification any time the account dips below that balance. If an overdraft occurs, a countdown clock is activated and options to fund the account are suggested. The clock starts with a minimum of 24 hours. Low Cash Mode i...