Issuers wanting to manage mobile payments in-house can license technology from Proxama to provision card credentials to smartphones and tokenize that data using EMVCo-compliant technology. Proxama delivers an integrated service that uses the same platform to manage cards and mobile devices, leveraging technology it acquired in 2014 when it purchased Aconite, a pioneer in EMV card management. While other vendors can handle provisioning to a handset as well as token management, Proxama can also supply the EMV transaction processing. In addition, it can deliver proximity marketing offers to mobil...