When it started six years ago, Ramp offered Visa Signature corporate cards linked to a financial operations platform with built-in controls (per diems, transaction limits, auto-locking), policy management (expense, multilevel approvals), AI-powered accounting, real-time reporting and spend analysis.

In recent years, Ramp expanded its financial operations platform to become a comprehensive back-office suite of software tools for chief financial officers. The software provides full management...